Reply
Valued Contributor
Rhaeny
Posts: 1,507
Registered: ‎07-24-2011
0

Barclay PC went through painlessly

I opened Barclays in September with a $2K limit and I guess I must be off of their AA list during the 1st 6 months that everyone speaks about becasue they gladly did a transfer from my Apple to the Rewards card....Yayyyy!!!!

 

I mean I have opened so many accounts (like 8 or 9) since I opened them that I am surprised they haven't reacted based on many of the threads here discussing AA.

 

The csr told me that I can apply for the new rewards card to get the max rewards of 2500 points plus the special 0% BT for six months.  Or he can just PC and get 1000 points and not be eligible for the special rates.  Well I didn't want to press my luck so I just went for the rewards card.  They really made the process sooooo easy and I am happy.

 

Okay so now for the points.  It says 2 points for everyday spending but I can't wrap my head around how this compares to Discover IT at 1%.  I mean which rewards structure is better on the rewards, Barclays or Discover IT?


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Community Leader
Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
0

Re: Barclay PC went through painlessly

I have a question which card is this?


Rhaeny wrote:

I opened Barclays in September with a $2K limit and I guess I must be off of their AA list during the 1st 6 months that everyone speaks about becasue they gladly did a transfer from my Apple to the Rewards card....Yayyyy!!!!

 

I mean I have opened so many accounts (like 8 or 9) since I opened them that I am surprised they haven't reacted based on many of the threads here discussing AA.

 

The csr told me that I can apply for the new rewards card to get the max rewards of 2500 points plus the special 0% BT for six months.  Or he can just PC and get 1000 points and not be eligible for the special rates.  Well I didn't want to press my luck so I just went for the rewards card.  They really made the process sooooo easy and I am happy.

 

Okay so now for the points.  It says 2 points for everyday spending but I can't wrap my head around how this compares to Discover IT at 1%.  I mean which rewards structure is better on the rewards, Barclays or Discover IT?


 

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Barclay PC went through painlessly

Your saying they PC'ed your Apple card to a Rewards MC??

 

If this is true thats the 1st i've ever heard of it anyone else ever trying that was declined for PC.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
Rhaeny
Posts: 1,507
Registered: ‎07-24-2011
0

Re: Barclay PC went through painlessly


LS2982 wrote:

Your saying they PC'ed your Apple card to a Rewards MC??

 

If this is true thats the 1st i've ever heard of it anyone else ever trying that was declined for PC.

 


Yes I PC'ed from Apple card to Rewards card, but the rest of what you said I'm not clear on.


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Barclay PC went through painlessly


Rhaeny wrote:

LS2982 wrote:

Your saying they PC'ed your Apple card to a Rewards MC??

 

If this is true thats the 1st i've ever heard of it anyone else ever trying that was declined for PC.

 


Yes I PC'ed from Apple card to Rewards card, but the rest of what you said I'm not clear on.


Well they must be changing their stance on it because a PC from an Apple card was near impossible.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
dodgeball
Posts: 761
Registered: ‎10-16-2007
0

Re: Barclay PC went through painlessly

Nope I did it as well last week !

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









Chase Star Card
NFCU FAN CLUB FAN#1
Valued Contributor
Rhaeny
Posts: 1,507
Registered: ‎07-24-2011
0

Re: Barclay PC went through painlessly


LS2982 wrote:

Rhaeny wrote:

LS2982 wrote:

Your saying they PC'ed your Apple card to a Rewards MC??

 

If this is true thats the 1st i've ever heard of it anyone else ever trying that was declined for PC.

 


Yes I PC'ed from Apple card to Rewards card, but the rest of what you said I'm not clear on.


Well they must be changing their stance on it because a PC from an Apple card was near impossible.

 


Oh okay I get it now.  Sorry I didn't understand it the first time.  But yea they did the PC from the Apple to Rewards MC and even asked if I wanted to try for a CLI with an hp.  I said no I will be okay with just the transfer for now so I can get the rewards.  I didn't even know that this wasn't possible.  I just picked up the phone and asked them...LOL.

 

They told me that it takes 3 business days for the transfer to complete and I should get a new card within a few weeks.  So I was cool with that!!


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Community Leader
Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
0

Re: Barclay PC went through painlessly

That's good to know im sure more people will take advantage of this option

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Contributor
londonhogfan
Posts: 142
Registered: ‎01-15-2013
0

Re: Barclay PC went through painlessly

is this possible with other barclays cards?

 

I just closed my NFL card because they couldn't PC to anything else.



I'll be in the garden... FICO Score | TU-08: 732 in May 2013
Senior Contributor
jsucool76
Posts: 3,670
Registered: ‎12-11-2011
0

Re: Barclay PC went through painlessly

Congrats on the pc. Im assuming no hp was done?
>

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}