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Valued Contributor
Rhaeny
Posts: 1,175
Registered: ‎07-24-2011

Barclay PC went through painlessly

I opened Barclays in September with a $2K limit and I guess I must be off of their AA list during the 1st 6 months that everyone speaks about becasue they gladly did a transfer from my Apple to the Rewards card....Yayyyy!!!!

 

I mean I have opened so many accounts (like 8 or 9) since I opened them that I am surprised they haven't reacted based on many of the threads here discussing AA.

 

The csr told me that I can apply for the new rewards card to get the max rewards of 2500 points plus the special 0% BT for six months.  Or he can just PC and get 1000 points and not be eligible for the special rates.  Well I didn't want to press my luck so I just went for the rewards card.  They really made the process sooooo easy and I am happy.

 

Okay so now for the points.  It says 2 points for everyday spending but I can't wrap my head around how this compares to Discover IT at 1%.  I mean which rewards structure is better on the rewards, Barclays or Discover IT?


Starting Scores: EX 722 (USAA), TU 637 (Walmart), EQ 706 (myFico)
Current Scores: EX 719 (Lender pull), TU 670 (Walmart), EQ 705 (DCU)
Goal Scores: 750 across the board
Emergency gardening mode~~Last app: 6/7/2013
Established Contributor
myjourney
Posts: 5,731
Registered: ‎02-07-2013

Re: Barclay PC went through painlessly

I have a question which card is this?


Rhaeny wrote:

I opened Barclays in September with a $2K limit and I guess I must be off of their AA list during the 1st 6 months that everyone speaks about becasue they gladly did a transfer from my Apple to the Rewards card....Yayyyy!!!!

 

I mean I have opened so many accounts (like 8 or 9) since I opened them that I am surprised they haven't reacted based on many of the threads here discussing AA.

 

The csr told me that I can apply for the new rewards card to get the max rewards of 2500 points plus the special 0% BT for six months.  Or he can just PC and get 1000 points and not be eligible for the special rates.  Well I didn't want to press my luck so I just went for the rewards card.  They really made the process sooooo easy and I am happy.

 

Okay so now for the points.  It says 2 points for everyday spending but I can't wrap my head around how this compares to Discover IT at 1%.  I mean which rewards structure is better on the rewards, Barclays or Discover IT?


 

"Intelligence plus character--that is the goal of true education"
I will be gardening until 12/31/13 last escape 06/06/13
Mega Contributor
LS2982
Posts: 15,094
Registered: ‎04-09-2011

Re: Barclay PC went through painlessly

Your saying they PC'ed your Apple card to a Rewards MC??

 

If this is true thats the 1st i've ever heard of it anyone else ever trying that was declined for PC.

 




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 684 / EQ FICO 664 / TU08 FICO 687 / TU98 FICO 672 / TU VS 711 6/16/2013
Valued Contributor
Rhaeny
Posts: 1,175
Registered: ‎07-24-2011

Re: Barclay PC went through painlessly


LS2982 wrote:

Your saying they PC'ed your Apple card to a Rewards MC??

 

If this is true thats the 1st i've ever heard of it anyone else ever trying that was declined for PC.

 


Yes I PC'ed from Apple card to Rewards card, but the rest of what you said I'm not clear on.


Starting Scores: EX 722 (USAA), TU 637 (Walmart), EQ 706 (myFico)
Current Scores: EX 719 (Lender pull), TU 670 (Walmart), EQ 705 (DCU)
Goal Scores: 750 across the board
Emergency gardening mode~~Last app: 6/7/2013
Mega Contributor
LS2982
Posts: 15,094
Registered: ‎04-09-2011

Re: Barclay PC went through painlessly


Rhaeny wrote:

LS2982 wrote:

Your saying they PC'ed your Apple card to a Rewards MC??

 

If this is true thats the 1st i've ever heard of it anyone else ever trying that was declined for PC.

 


Yes I PC'ed from Apple card to Rewards card, but the rest of what you said I'm not clear on.


Well they must be changing their stance on it because a PC from an Apple card was near impossible.

 




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 684 / EQ FICO 664 / TU08 FICO 687 / TU98 FICO 672 / TU VS 711 6/16/2013
Established Contributor
dodgeball
Posts: 754
Registered: ‎10-16-2007

Re: Barclay PC went through painlessly

Nope I did it as well last week !

NFCU Cash Rewards Siggy $17.5K, NFCU Flagship Rewards Siggy $17.5K, NFCU Platinum MC $10K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


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Valued Contributor
Rhaeny
Posts: 1,175
Registered: ‎07-24-2011

Re: Barclay PC went through painlessly


LS2982 wrote:

Rhaeny wrote:

LS2982 wrote:

Your saying they PC'ed your Apple card to a Rewards MC??

 

If this is true thats the 1st i've ever heard of it anyone else ever trying that was declined for PC.

 


Yes I PC'ed from Apple card to Rewards card, but the rest of what you said I'm not clear on.


Well they must be changing their stance on it because a PC from an Apple card was near impossible.

 


Oh okay I get it now.  Sorry I didn't understand it the first time.  But yea they did the PC from the Apple to Rewards MC and even asked if I wanted to try for a CLI with an hp.  I said no I will be okay with just the transfer for now so I can get the rewards.  I didn't even know that this wasn't possible.  I just picked up the phone and asked them...LOL.

 

They told me that it takes 3 business days for the transfer to complete and I should get a new card within a few weeks.  So I was cool with that!!


Starting Scores: EX 722 (USAA), TU 637 (Walmart), EQ 706 (myFico)
Current Scores: EX 719 (Lender pull), TU 670 (Walmart), EQ 705 (DCU)
Goal Scores: 750 across the board
Emergency gardening mode~~Last app: 6/7/2013
Established Contributor
myjourney
Posts: 5,731
Registered: ‎02-07-2013

Re: Barclay PC went through painlessly

That's good to know im sure more people will take advantage of this option

"Intelligence plus character--that is the goal of true education"
I will be gardening until 12/31/13 last escape 06/06/13
Contributor
londonhogfan
Posts: 141
Registered: ‎01-15-2013

Re: Barclay PC went through painlessly

is this possible with other barclays cards?

 

I just closed my NFL card because they couldn't PC to anything else.



I'll be in the garden... FICO Score | TU-08: 732 in May 2013
Valued Contributor
jsucool76
Posts: 2,736
Registered: ‎12-11-2011

Re: Barclay PC went through painlessly

Congrats on the pc. Im assuming no hp was done?
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