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Sorry if this question was already asked and been answered before. But I tried Barclay's pre approval link and first checked 'Good Credit' and it came up with Congratulations with Barclay Arrival World MasterCard offer. Then changed it to 'Average Credit' and it came up with Congratulations & Barclay Rewards MasterCard. A month back when my TU score was low 600s i tried the same link and it did not say Congratulations or gave me any pre qualifying offer.
Does anyone know if the pre approval link work for Barclay or is it just based on whatever credit grade (Average/Good/Excellent) you choose?
I just tried and got a "these products might interest you..." which in my experience is nowhere near a preapproval.
i used to get only 'these products might interest you' before. Today is the first time i got 'Congratulations - You are pre qualified to apply for this card'.
Where is this link, I cant seem to find it.
It looks like they check your credit and compare it to the approval criteria for their cards in each category of creditworthiness: Excellent, Good, Average. If I claim I have Excellent credit I come up with no offers (not surprising). When I claim I have Good or Average credit I do come up with offers.
@sghosh5 wrote:https://www.barclaycardus.com/apply/ProactivePrescreenLanding.action
Just tried it I was "pre-approved" for 3. Im in the garden and staying there.
Kenny: what is your credit score?
749 -- I believe it's the way my info has been inputted or something. No baddies, low UR, etc. I only did the link for curiosity's sake.. I have no need nor want for a Barclay anything.