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joeyh2007
Posts: 72
Registered: ‎05-19-2012
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Barclay Recon Success

I just applied for the Apple Financing Visa Card from Barclays and ended up having to call the recon number. After answering some questions, I was approved for $2,500, my second highest limit to date. 

 

That brings me to:

May - Amex Zync

June - FNBO Rewards

July - Discover More

August - Barclays Apple Financing

 

4 new cards in 4 months makes me nervous I have to admit since I have many new inquiries and TLs. Now I really have to stop and let my new cards grow and close all Capital One cards which are now paid. I don't need Amex or any other creditor upset at all my new TLs.

In my wallet: Amex PRG NPSL, Amex Zync NPSL, Amex SPG $1000, CSP: $9000, Citi Hilton Honors Visa Signature: $5000, First Financial Bank: $5500, Discover More: $6000, Barclays Apple Financing: $3500, Macy's: $1000

Business: Chase Ink Cash World Mastercard: $5000

In my SD: CapOne $3000
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Barclay Recon Success


joeyh2007 wrote:

I just applied for the Apple Financing Visa Card from Barclays and ended up having to call the recon number. After answering some questions, I was approved for $2,500, my second highest limit to date. 

 

That brings me to:

May - Amex Zync

June - FNBO Rewards

July - Discover More

August - Barclays Apple Financing

 

4 new cards in 4 months makes me nervous I have to admit since I have many new inquiries and TLs. Now I really have to stop and let my new cards grow and close all Capital One cards which are now paid. I don't need Amex or any other creditor upset at all my new TLs.


CONGRATS!!!!

 

Nice CL!!

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Senior Contributor
youngandcreditwrthy
Posts: 6,204
Registered: ‎08-16-2012
0

Re: Barclay Recon Success

Yeah, just let those limits grow! I'd even keep the Cap One around for your AA of A, unless there's an expensive AF associated with a C1 account. FYI, It seems like a lot of lenders only care about inquiries within the last six months too. For example, in my recent app with Chase for a Freedom card, they didn't even mention my 7-10 apps from the past year, but rather they looked to see that I had no apps for cred in the past six months. :-)

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Contributor
cahiatt
Posts: 75
Registered: ‎05-04-2011
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Re: Barclay Recon Success

I just had some recon success with them also. Very pleased with the experience.

 

I applied online for the Priceline Visa. I travel every week and spend about $1000 to $1500 per month on name your own price hotels so this would be a good rewards benefit for me. The online app denied me. Probably too many inquiries in the past year. I called their backdoor number and was answered direclty by a credit analyst. Very impressed that there was no automated attendant or other hoops to go through. Went straight to an American consultant.

 

The very nice rep just verified my income and employment and asked about an account opened six months ago but said my overall credit profile looked good. Gave me approval for $10k. Wow.... :smileysurprised:

 

It was definately worth giving them a call. It can't hurt if the online app denies you.




Starting Score: 594 (Dec 10, 2010)
Score: 758 (March, 2013
Goal Score: 730 on all (by end of 2012)

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Established Contributor
UFGuy2006
Posts: 727
Registered: ‎08-02-2008
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Re: Barclay Recon Success


cahiatt wrote:

I just had some recon success with them also. Very pleased with the experience.

 

I applied online for the Priceline Visa. I travel every week and spend about $1000 to $1500 per month on name your own price hotels so this would be a good rewards benefit for me. The online app denied me. Probably too many inquiries in the past year. I called their backdoor number and was answered direclty by a credit analyst. Very impressed that there was no automated attendant or other hoops to go through. Went straight to an American consultant.

 

The very nice rep just verified my income and employment and asked about an account opened six months ago but said my overall credit profile looked good. Gave me approval for $10k. Wow.... :smileysurprised:

 

It was definately worth giving them a call. It can't hurt if the online app denies you.


Just had exact same experience today. I was asked about several accounts opened this year but was eventually approved for the same amount. Really nice people. :-)

FICO: EX: 756 (7/14); TU: 760 (8/14); EQ 732 (8/14)

In My Wallet: Amex X 5 | Barclays X 3 | BOA X 1 | CapOne X 3 | Chase X 2 | Citi X 6 | DCU X 1 | Discover X 1| Fidelity X 1 | Fifth Third X 1 | PenFed X 1 | PSECU X 1 | Target RedCard X 1 | USAA X 2 | US Bank X 1 | Walmart X 1 | Wells Fargo X 1 = 31 Cards

Holding off apps until the end of the year! Wish me luck!
Contributor
ssghandless
Posts: 101
Registered: ‎07-30-2010
0

Re: Barclay Recon Success

If everyone doesnt mind me asking but is the Barclay card the easiest one to get?



4/5/12 TU-635 Ex-634 Eq-646 (Kroll Fact. Home loan)
9/8/10 TU-654 Ex-627 Eq-638
8/1/10 TU-629 Ex-627 Eq-638


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Current Score: 635
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Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
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Re: Barclay Recon Success


ssghandless wrote:

If everyone doesnt mind me asking but is the Barclay card the easiest one to get?


The Apple VISA seems to be the easiest to get since there is no rewards attached to it other then Apple financing.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
Sparkz1920
Posts: 271
Registered: ‎08-09-2009
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Re: Barclay Recon Success

Right, mine mentioned recent inquiries. Or last 6 months is what I've seen


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Shogun
Posts: 12,952
Registered: ‎04-15-2011
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Re: Barclay Recon Success

Congrats!!!


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Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
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Re: Barclay Recon Success

Congrats


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