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New Contributor
joeyh2007
Posts: 71
Registered: ‎05-19-2012

Barclay Recon Success

I just applied for the Apple Financing Visa Card from Barclays and ended up having to call the recon number. After answering some questions, I was approved for $2,500, my second highest limit to date. 

 

That brings me to:

May - Amex Zync

June - FNBO Rewards

July - Discover More

August - Barclays Apple Financing

 

4 new cards in 4 months makes me nervous I have to admit since I have many new inquiries and TLs. Now I really have to stop and let my new cards grow and close all Capital One cards which are now paid. I don't need Amex or any other creditor upset at all my new TLs.

In my wallet: Amex Zync: 1k spending cap (temporary), Citi Hilton Honors Visa Signature: $2000, First Financial Bank: $3500, Discover More: $5000, Barclays Apple Financing: $3500, Astoria Federal Savings: $500 Macy's: $500

Business: Chase Ink Cash World Mastercard: $2000

In my SD: Two CapOne $750,$1500
Mega Contributor
LS2982
Posts: 15,093
Registered: ‎04-09-2011

Re: Barclay Recon Success


joeyh2007 wrote:

I just applied for the Apple Financing Visa Card from Barclays and ended up having to call the recon number. After answering some questions, I was approved for $2,500, my second highest limit to date. 

 

That brings me to:

May - Amex Zync

June - FNBO Rewards

July - Discover More

August - Barclays Apple Financing

 

4 new cards in 4 months makes me nervous I have to admit since I have many new inquiries and TLs. Now I really have to stop and let my new cards grow and close all Capital One cards which are now paid. I don't need Amex or any other creditor upset at all my new TLs.


CONGRATS!!!!

 

Nice CL!!

 




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Valued Contributor
youngandcreditwrthy
Posts: 3,931
Registered: ‎08-16-2012

Re: Barclay Recon Success

Yeah, just let those limits grow! I'd even keep the Cap One around for your AA of A, unless there's an expensive AF associated with a C1 account. FYI, It seems like a lot of lenders only care about inquiries within the last six months too. For example, in my recent app with Chase for a Freedom card, they didn't even mention my 7-10 apps from the past year, but rather they looked to see that I had no apps for cred in the past six months. :-)

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Contributor
cahiatt
Posts: 75
Registered: ‎05-04-2011

Re: Barclay Recon Success

I just had some recon success with them also. Very pleased with the experience.

 

I applied online for the Priceline Visa. I travel every week and spend about $1000 to $1500 per month on name your own price hotels so this would be a good rewards benefit for me. The online app denied me. Probably too many inquiries in the past year. I called their backdoor number and was answered direclty by a credit analyst. Very impressed that there was no automated attendant or other hoops to go through. Went straight to an American consultant.

 

The very nice rep just verified my income and employment and asked about an account opened six months ago but said my overall credit profile looked good. Gave me approval for $10k. Wow.... :smileysurprised:

 

It was definately worth giving them a call. It can't hurt if the online app denies you.




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Established Contributor
UFGuy2006
Posts: 597
Registered: ‎08-02-2008

Re: Barclay Recon Success


cahiatt wrote:

I just had some recon success with them also. Very pleased with the experience.

 

I applied online for the Priceline Visa. I travel every week and spend about $1000 to $1500 per month on name your own price hotels so this would be a good rewards benefit for me. The online app denied me. Probably too many inquiries in the past year. I called their backdoor number and was answered direclty by a credit analyst. Very impressed that there was no automated attendant or other hoops to go through. Went straight to an American consultant.

 

The very nice rep just verified my income and employment and asked about an account opened six months ago but said my overall credit profile looked good. Gave me approval for $10k. Wow.... :smileysurprised:

 

It was definately worth giving them a call. It can't hurt if the online app denies you.


Just had exact same experience today. I was asked about several accounts opened this year but was eventually approved for the same amount. Really nice people. :-)

FICO: EX: 756 (5/13); TU: 776 (5/13)
In My Wallet::
Amex Costco | Amex BCP | Amex PRG | Amex SPG | Barclays Priceline VS | Barclays US Airways WMC | BOA CR VS | CapOne CR WMC | Chase Freedom VS | Chase MP Club VS | Chase Marriott Prem VS | Chase Sapphire Pref WMC | Citi AA Amex | Citi Forward VS | Citi TY Prem VS | Discover IT | PF Platinum Rewards Visa | PF Travel Rewards Amex | PSECU Visa/PSL | US Bank Cash + VS
Contributor
ssghandless
Posts: 101
Registered: ‎07-30-2010

Re: Barclay Recon Success

If everyone doesnt mind me asking but is the Barclay card the easiest one to get?



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Mega Contributor
LS2982
Posts: 15,093
Registered: ‎04-09-2011

Re: Barclay Recon Success


ssghandless wrote:

If everyone doesnt mind me asking but is the Barclay card the easiest one to get?


The Apple VISA seems to be the easiest to get since there is no rewards attached to it other then Apple financing.

 




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Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Frequent Contributor
Sparkz1920
Posts: 263
Registered: ‎08-09-2009

Re: Barclay Recon Success

Right, mine mentioned recent inquiries. Or last 6 months is what I've seen


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Shogun
Posts: 7,627
Registered: ‎04-15-2011

Re: Barclay Recon Success

Congrats!!!


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Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Barclay Recon Success

Congrats


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