@keithB wrote:
@TheClub wrote:
@destine2grow wrote:
If the OP wanted to close his account because he was not able to get an APR reduction that is his prerogative! We all do what is best for us.+1
What OP did was positive. Not sure why others are throwing shade. I wouldn't keep it open neither whether they officially do APR decreases or not.
What a bunch of politcally correct mumbo jumbo. Great for OP, I hope he's happy with his decission.
But if someone disagrees with OPs action they are "throwing shade"? Some of you all should lighten up. You are taking this whole being supportive to a level of enablement. Being positive is great, but so is constructive criticism. I would hope that OP might learn something as to not make a rash decision based upon pride and the inability to do something that can rarely be done in the future.
If 9 out of 10 people fail to get APR reductions and OP doesn't realize that Barclay's rarely does so, is it rational for OP to cancel Barclay's because of this? IMO, it depends - if OP went in knowing he was fighting an uphill battle but didn't care about the tradeline one way or the other then great, good for OP. But if OP went in thinking he could strong arm Barclays where he let his pride get the better of him, dictate his actions, leading to the closing of the account, then maybe not so good.
KeithB I agree that the OP or anyone should not make decisions based on emotions. Barbaralee I asks have worked for a CCC.
Everyone have made valid points. All I am saying is I have seen post where individual take the OP'S decision personal. At the end of the day it is heir credit journey. (Not saying Barbaralee was doing this and I don't feel like she was throwing shade). All we can do is give our opinion and advise at the end of the day. I personally would have exhausted all options before closing. (OP might have done this) which again is why I dislike when others question the OP of any thread.
@barbaralee wrote:
@destine2grow wrote:
@keithB wrote:
@TheClub wrote:
@destine2grow wrote:
If the OP wanted to close his account because he was not able to get an APR reduction that is his prerogative! We all do what is best for us.+1
What OP did was positive. Not sure why others are throwing shade. I wouldn't keep it open neither whether they officially do APR decreases or not.
What a bunch of politcally correct mumbo jumbo. Great for OP, I hope he's happy with his decission.
But if someone disagrees with OPs action they are "throwing shade"? Some of you all should lighten up. You are taking this whole being supportive to a level of enablement. Being positive is great, but so is constructive criticism. I would hope that OP might learn something as to not make a rash decision based upon pride and the inability to do something that can rarely be done in the future.
If 9 out of 10 people fail to get APR reductions and OP doesn't realize that Barclay's rarely does so, is it rational for OP to cancel Barclay's because of this? IMO, it depends - if OP went in knowing he was fighting an uphill battle but didn't care about the tradeline one way or the other then great, good for OP. But if OP went in thinking he could strong arm Barclays where he let his pride get the better of him, dictate his actions, leading to the closing of the account, then maybe not so good.
...(OP might have done this) which again is why I dislike when others question the OP of any thread.
Where is the discussion then? If we don't question or disagree it will just be a bunch of high fiving, pats on the back.
Let me be clear.... I dislike when others question any OP on why they made the decision to do whatever. Asking questions and giving advise IMO is fine. I just don't see the reason for me or others to question why someone mae the decision they did. We can of course say why we would have done it differently.
