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I was lucky enough to get approved for 2 Barclay Cards within a week of one another. Just passed the 6 month mark on both. My Apple Finance Card was increased from 1200 to 3200 automatically (it did have a low balance since I paid it down 1000 the prior month). My Rewards Card got no love. So I decided to hit the Luv Button and got rejected. Since the rejection, I have paid it down to under 25% utilization. I have read that this card gives auto Luv after the 0% promo rate ends.
My question is, since my CLI was not recieved automatically at 6 months, and I was rejected from the Luv Button, what are the chances of the increase after the promo rate expires on 4/12? I paid it down 1200 on purpose to increase my chances, but not sure what will happen. Should I wait and recon if it doesnt happen?
There is never a guarantee on a CLI, some get a 6 month others dont. I would just call the UW directly if its been within the last 30 days you were denied on the luv button CLI.