Barclay Rewards Card

[longtimelurker]

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@AeroKrix wrote:

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@longtimelurker wrote:

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@toothgrind3r wrote:

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@AeroKrix wrote:

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@toothgrind3r wrote:

Does anyone know if there's a way to find out what places count for groceries/gas/utilities 2x points?  For instance, someone said CVS does...but I never would have considered that and would have normally used my Quicksilver in that situation.

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Use the Visa/MC merchant code lookup. It'll tell you what codes merchants uses for transactions. I know target/walmsts use grocery codes (if the store has grocery)

https://www.visa.com/supplierlocator/search/index.jsp

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Oh wow, this is awesome, I didn't know about that...thanks so much!

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While that is a useful link, it doesn't solve your CVS question (which is coded as a drugstore- 5912).   The Rewards card seems to be giving 2% in some extra categories.  By something small and see how Barclays gives you rewards (which appear very quickly)

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I think if its coded as a drugstore, its not a grocery store, so no bonus % at CVS

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The point is that several people have reported getting 2x points at CVS and some other stores that are not in the "correct" category.  I don't know if it a mistake, or a bonus, but enough people have reported it for it to be real.  (I no longer have the card so can't test)

[d12]

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@AeroKrix wrote:

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@longtimelurker wrote:

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@toothgrind3r wrote:

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@AeroKrix wrote:

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@toothgrind3r wrote:

Does anyone know if there's a way to find out what places count for groceries/gas/utilities 2x points?  For instance, someone said CVS does...but I never would have considered that and would have normally used my Quicksilver in that situation.

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Use the Visa/MC merchant code lookup. It'll tell you what codes merchants uses for transactions. I know target/walmsts use grocery codes (if the store has grocery)

https://www.visa.com/supplierlocator/search/index.jsp

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Oh wow, this is awesome, I didn't know about that...thanks so much!

---

While that is a useful link, it doesn't solve your CVS question (which is coded as a drugstore- 5912).   The Rewards card seems to be giving 2% in some extra categories.  By something small and see how Barclays gives you rewards (which appear very quickly)

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I think if its coded as a drugstore, its not a grocery store, so no bonus % at CVS

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I always get 2 points at Rite Aid, and it is coded as a drugstore.

[score_building]

Is there any way to avoid squandering the 2% cashback for a utility company which imposes a 5.00 service with cc payments...as it is now, I just push from a deposit account.

[longtimelurker]

What works for some is making a large payment (basically prepaying).   Then you get hit by just one $5 charge, and get the 2% on a bigger number.   But needs to be over $250 just to break even, some utilities don't allow you to pay more than the balance, and others will refund overpayment to the cc, ruining the point.

Edited:   Or, if you have a drug store where Reward gives 2%, buy a $500 Visa gift card (ideally One Vanilla for $4.95) and pay the utility (free) through Evolve.  You get $10 for the gitt card purchase, and pay $4.95.   You can use the balance on the card the following month

[bk510]

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@longtimelurker wrote:

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@AeroKrix wrote:

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@longtimelurker wrote:

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@toothgrind3r wrote:

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@AeroKrix wrote:

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@toothgrind3r wrote:

Does anyone know if there's a way to find out what places count for groceries/gas/utilities 2x points?  For instance, someone said CVS does...but I never would have considered that and would have normally used my Quicksilver in that situation.

---

Use the Visa/MC merchant code lookup. It'll tell you what codes merchants uses for transactions. I know target/walmsts use grocery codes (if the store has grocery)

https://www.visa.com/supplierlocator/search/index.jsp

---

Oh wow, this is awesome, I didn't know about that...thanks so much!

---

While that is a useful link, it doesn't solve your CVS question (which is coded as a drugstore- 5912).   The Rewards card seems to be giving 2% in some extra categories.  By something small and see how Barclays gives you rewards (which appear very quickly)

---

I think if its coded as a drugstore, its not a grocery store, so no bonus % at CVS

---

The point is that several people have reported getting 2x points at CVS and some other stores that are not in the "correct" category.  I don't know if it a mistake, or a bonus, but enough people have reported it for it to be real.  (I no longer have the card so can't test)

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I get 2% at........

7-11

cvs

rite aid

major supremarkets...

wallgreen

utilities, cable and t-mobile.....just to name a few.

I'm in so cal.

[nursepower]

Am I reading correctly that if I use Barclays' Reward card to pay my ATT cell phone I will get hit with a 5$ fee?

[longtimelurker]

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@nursepower wrote:

Am I reading correctly that if I use Barclays' Reward card to pay my ATT cell phone I will get hit with a 5$ fee?

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Depends on what you are reading!  But not from here.  Some utilities charge a fee for paying with a credit card, this is nothing to do with Barclays.  I assume AT&T doesn't.

[score_building]

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@longtimelurker wrote:

What works for some is making a large payment (basically prepaying).   Then you get hit by just one $5 charge, and get the 2% on a bigger number.   But needs to be over $250 just to break even, some utilities don't allow you to pay more than the balance, and others will refund overpayment to the cc, ruining the point.

Edited:   Or, if you have a drug store where Reward gives 2%, buy a $500 Visa gift card (ideally One Vanilla for $4.95) and pay the utility (free) through Evolve.  You get $10 for the gitt card purchase, and pay $4.95.   You can use the balance on the card the following month

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thanks for the good f/b longtime.

[370Z]

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@nursepower wrote:

Am I reading correctly that if I use Barclays' Reward card to pay my ATT cell phone I will get hit with a 5$ fee?

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AT&T doesn't have a CC conveniene fee. Charge away.