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I've had the card for 11 statements. It's my smallest card with a cl of $1000. Highest is Chase Marriott 15k
I actually like the rewards but but use it to much like $200/350 per month always pif. Tu score is in the 660's...
Thinking about closing it. Apr trick still work? I'm not going to wast a hard.
Any suggestions on calling in and what to say and with who?
Any advice would be most appreciative!
You can call and ask for an APR reduction. Usually you will get transferred to a department who can possibly give a SP CLI. Otherwise it's a hard pull only.
Sometimes the rep will refuse to transfer you, you can hang up and try again if that happens.
If you do call in and no joy with the apr reduction/SP CLI request, like mentioned it will demand a HP and possibly some questioning on why you want an increase, how much do you spend on this and that account regularly etc.