Barclay Ring balance transfer offers

[Anonymous]

Has anyone had experience with the Ring card do they offer 0% APR during the year for balance transfers after you have the card as Chase Slate does and do they offer or send convenience checks?  How are they with SL?  I have 14 total trade lines two installment one closed the rest revolving two are closed, one is ten months old, five are six months old and one four months old. perfect payment history AAoA 3.8 yrs oldest 9 yrs.  Four inquiries on Experian and Equifax just two on Transunion.  Scores are

Equifax 750,  Experian 771 and Transunion 784 all FICO 8 total available credit 84K.  Just curious if the SL would make it worth getting.

[SouthJamaica]

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@Anonymous wrote:

Has anyone had experience with the Ring card do they offer 0% APR during the year for balance transfers after you have the card as Chase Slate does and do they offer or send convenience checks?  How are they with SL?  I have 14 total trade lines two installment one closed the rest revolving two are closed, one is ten months old, five are six months old and one four months old. perfect payment history AAoA 3.8 yrs oldest 9 yrs.  Four inquiries on Experian and Equifax just two on Transunion.  Scores are

Equifax 750,  Experian 771 and Transunion 784 all FICO 8 total available credit 84K.  Just curious if the SL would make it worth getting.

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I don't think the Barclay Ring card has promotional balance transfer offers.

On the other hand its permanent, regular, balance transfer offers are great: ZERO balance transfer fee; 8.25% variable interest.

[Anonymous]

Thanks South Jamaica for the responce any idea about SL?

[SouthJamaica]

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@Anonymous wrote:

Thanks South Jamaica for the responce any idea about SL?

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That card is not known for huge starting limits, very conservative.

If you want a card with big starting limits, go for the Capital One Venture.

[Anonymous]

As a data point my opening SL was 15K

[Anonymous]

No promos, but the fact that there's never a BT fee is pretty good!

[Anonymous]

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@SouthJamaica wrote:

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@Anonymous wrote:

Thanks South Jamaica for the responce any idea about SL?

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That card is not known for huge starting limits, very conservative.

If you want a card with big starting limits, go for the Capital One Venture.

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which has no balance transfer offers at first, just fyi.

have you checked all local credit unions near you for fixed apr no bt fee cards? they are pretty common....