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Valued Member
Posts: 58
Registered: ‎12-30-2013
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Barclay Sallie Mae BT Checks?

For the past couple of months, I have been getting snail mail from Barclay Sallie Mae card with balance transfer checks. I must've received 10 letters or so.

 

Has anyone else gotten these? I don't have any balances to transfer as I PIF, so I'm not sure why they keep sending them. Are they good for anything else?

 

TIA.

    $12,400              $20,000           $10,000             $6,000               $4,700               $5,800            $1,050 (AU)
Suncoast CU VISA - $2500, BOA BBR VISA - $1000 || EX - 778 (12/13), EQ - 764 (12/13), TU - 763 (12/13) || Grad Student
Valued Contributor
Posts: 2,491
Registered: ‎09-18-2012
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Re: Barclay Sallie Mae BT Checks?

 Get them all the time for my arrival card 

 

 If you don't have any balances to transfer right now you can just write a check to yourself to cover any other expenses you may have going on in your life 

 

 

FICO 08-EX: 746 TU: 752 EQ: 750 AAoA: 4yrs TLs: 40 Neg: 0

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Super Contributor
Posts: 8,370
Registered: ‎11-12-2014
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Re: Barclay Sallie Mae BT Checks?

They send them to be all the time too. I'm not sure why, but since I rarely use my Sallie honestly, it is probably because they're trying to get me to use it more.

Valued Contributor
Posts: 1,902
Registered: ‎08-24-2013
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Re: Barclay Sallie Mae BT Checks?

BT offers are so crazy.

Banks,like Barclays, waste paper sending checks. They should just leave the option on the account to request them. I realize sometimes it's best to send unsolicited because human nature will have us spending if available. Other times we might not "know" we needed one until it shows up.

It's just crazy because they inundate you one minute and then have no offers available when you ARE looking the next...or they have crappy, regular rate BT offers.

As I proposed, just have a constant 0% APR offer on the account like DISCOVER always does. There is no downside that I can see from doing this. Only the gaining of a 1-3% fee.
Super Contributor
Posts: 17,202
Registered: ‎09-27-2014
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Re: Barclay Sallie Mae BT Checks?

I got checks from them exactly one time.

EX FICO  26 INQ  761
EQ FICO  10 INQ  756
TU FICO  12 INQ  770
Total CL$340,00033 TL
Frequent Contributor
Posts: 413
Registered: ‎08-09-2014
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Re: Barclay Sallie Mae BT Checks?

I have had their rewards MC for 18 mos. now.  Low CL of 500 but they just gave me a 4k US Airways card.  They refuse to give me a CLI on the rewards card even after requesting one an giving ermission for a hard pull.  Last billing cycle, I received paper BT checks for the Rewards MC FOR THE FIRST TIME,  Felt like calling them and saying, "Teacher, will this be on the test?"

Senior Contributor
Posts: 3,382
Registered: ‎04-04-2013
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Re: Barclay Sallie Mae BT Checks?


Nixon wrote:

I got checks from them exactly one time.


Inconcievable!



TU-8: 771 EX-8: 775 EQ-8: 772    EX-8 Bankcard: 817    TU-9 Bankcard: 795 EQ-9: 822    EX-98: 740 EQ-04: 754 Total $437,800
Valued Contributor
Posts: 2,303
Registered: ‎11-13-2014
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Re: Barclay Sallie Mae BT Checks?


Themanwhocan wrote:

Nixon wrote:

I got checks from them exactly one time.


Inconcievable!


I don't think that word means what you think it means. Smiley LOL I have received checks before as well. 

EX: 800+; EQ: 800+; TU: 800+ --> Entered the garden on 11/15/14. Planning on leaving around 1/1/17.
Contributor
Posts: 90
Registered: ‎04-12-2013
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Re: Barclay Sallie Mae BT Checks?

I get them frequently. They always offer the 2% and 3% fee, one with a shorter 0% APR and one with a longer 0% APR.


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Established Contributor
Posts: 578
Registered: ‎06-25-2007
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Re: Barclay Sallie Mae BT Checks?

I get them all the time. They go from the mailbox to the shredder.
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