@Ghoshida wrote:
@ParadoxD wrote:
Also of note is that for the Chase Amazon rewards card, ALL of those purchases do count for the 3% on that one. So if you're a big Amazon spender like I am, weigh the pros and cons of each card to see what's right for you.If you're a big Amazon spender and don't want to deal with points ambiguity, go for their store card with 5% rather than the Chase one, which is no way special any more.
True, but again there are limitations on this card as well. The store card doesn't get the 5% on prime memberships, amazon digital, games, and software downloads. For most people, this is a non-issue, but it really depends on your spending habits.
Obviously you're also giving up the warranties and protections of VISA/MC if you go with the store card, along with the ability to use the card outside of Amazon, if those kinds of things are important to you. The Chase card also gives 2% on restaurants/gas/drugstores and 1% other purchases (which is nice, but admittedly not all that impressive).
Not arguing for or against any of these cards, just stating the options and their limitations for educational use. 
@ParadoxD wrote:
@Ghoshida wrote:
@ParadoxD wrote:
Also of note is that for the Chase Amazon rewards card, ALL of those purchases do count for the 3% on that one. So if you're a big Amazon spender like I am, weigh the pros and cons of each card to see what's right for you.If you're a big Amazon spender and don't want to deal with points ambiguity, go for their store card with 5% rather than the Chase one, which is no way special any more.
True, but again there are limitations on this card as well. The store card doesn't get the 5% on prime memberships, amazon digital, games, and software downloads. For most people, this is a non-issue, but it really depends on your spending habits.
Obviously you're also giving up the warranties and protections of VISA/MC if you go with the store card, along with the ability to use the card outside of Amazon, if those kinds of things are important to you. The Chase card also gives 2% on restaurants/gas/drugstores and 1% other purchases (which is nice, but admittedly not all that impressive).
Not arguing for or against any of these cards, just stating the options and their limitations for educational use.
Or!!!!
Sallie Mae. You keep the warranties, protections. Ability to use outside of Amazon, and if you switch your prescriptions and the restaurant of your choice sells their own GC's at the grocery store, You can get 5% instead. Not to mention the 5% on gas... 
@Anonymous wrote:
Sallie Mae. You keep the warranties, protections. Ability to use outside of Amazon, and if you switch your prescriptions and the restaurant of your choice sells their own GC's at the grocery store, You can get 5% instead. Not to mention the 5% on gas...
Right you are. In most cases, the SM is a clear winner.
@ParadoxD wrote:
@Anonymous wrote:
Sallie Mae. You keep the warranties, protections. Ability to use outside of Amazon, and if you switch your prescriptions and the restaurant of your choice sells their own GC's at the grocery store, You can get 5% instead. Not to mention the 5% on gas...
Right you are. In most cases, the SM is a clear winner.
Yes, it it...
