Barclay Visa BT offer

Repo-ed · ‎10-18-2012

I just called barclay CS because my online account was asking me to activate my card (which was open in June). Towards the conclusion of our call, he stated that I had an offer on my account for up to a $800 BT (my CL is $1000)

Was this BT going to be A) an HP & B) a CLI to $1800 CL?

Anyone have experience in taking up their offer? I declined because I only have less than $300 in revolving debt.

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891

youngandcreditwrthy · ‎10-18-2012

It would be NO CLI.

no hp either.

just a ploy to get you into debt.

You need to check the terms....

APR

BT Fee

Duration....

If you even want to use it.

Repo-ed · ‎10-19-2012

Declined it as I have under $300 reolving.

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891

amercnchopz34 · ‎10-20-2012

@Repo-ed wrote:
I just called barclay CS because my online account was asking me to activate my card (which was open in June). Towards the conclusion of our call, he stated that I had an offer on my account for up to a $800 BT (my CL is $1000)

Was this BT going to be A) an HP & B) a CLI to $1800 CL?

Anyone have experience in taking up their offer? I declined because I only have less than $300 in revolving debt.

I took a BT OFFER to get 3000 that I had a balance at 0 apr ending in November....took the deal at 3% fee..,hard hit 90 bucks but i have 0% now till Jan 2014....so it does work fr some....