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Does anyone know if requesting a CLI through the Barclay website is a SP or a HP? There's this scary-looking message attached, which makes me think it's a HP:
"To request a credit line increase, please complete this form and click ‘Continue'. This authorizes us to obtain a current credit report to review your credit information, employment history and any other information necessary to process this application."
Yes, it's a hard INQ.
+2
Yes, i can confirm is a HP. I tried this a few months ago.
As many others have said, its a hard. The only ways i've ever heard of Barclays granting a cli via a soft is either by auto-cil or by using those balance transfer checks they send that specifically indicate that you can get a cli if you use them.
My experience with Barclays CLI's has always been a HP even through the online request option.
I guess I'm odd man out...when I used the CLI request button online for my Barclay's card I got the increase and no HP! I can say I've actually requested CLI's from Barclay's twice online, and once over the phone with a customer service rep; I've never had a HP for any of them, but the only one that I actually got an increase was the one I did online last year (probably around August/September).
I've actually been debating trying the online button again...but I'm always scared to try as everyone else always says it's a HP.
Always HP for me... I got like 9 of them...
Any request i've ever done has been a HP.