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you dont really need to make 100k to support 42k max out credit cards.iam at 1% utl currently
12 days
@Anonymous wrote:My credit profile has been improved so i dont know what alse would spark the closure of the credit cards.I make 125k a year and i have 1 % utl.my aao is at 5.5 years and the oldest account is 12 years old.Not good at hiding really
This pretty much answers the question, I think.
using my own score..around 720-730 with only 1.5 years aaoa and over 15 inquires..you must have something thats weighing your score down or you should be alot higher. so either be honest or dont complain
i had 1 baddi from 4 years ago 30 days late
@Swapmeet wrote:
@Anonymous wrote:My credit profile has been improved so i dont know what alse would spark the closure of the credit cards.I make 125k a year and i have 1 % utl.my aao is at 5.5 years and the oldest account is 12 years old.Not good at hiding really
This pretty much answers the question, I think.
If he is only using 1% of his CL's then that is a good thing. Why do you believe that 1% utiil is the problem?
ok so at least your being honest..not sure why they would have added you with that and then close you for it so not sure it could have been that...has to be something recent that your probably unaware of. EIther way barclays is probably the worst out of the 5 major prime lenders so dont be too mad.
@daneatreia wrote:Adding up all the accounts on the bottom of your signature the amounts come up to roughly 42k, Do you make over 100K to support all the accounts that you have? If you don't then what ever income that you gave them would made them determined that you are high risk, thus closing your account.
@ Rhaeny: I was using that quote to respond to this one at the bottom of pg 2. This thread is just on fire and people are posting fast.