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Barclay & Amex Backdating

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Duncanrr
Valued Contributor

Re: Barclay & Amex Backdating

That would explain why some of my FAKO score reports say my AAoA is 6+ years instead of 10+ years.  I bet they are filtering out my backdated AMEX cards.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 11 of 15
09Lexie
Moderator Emerita

Re: Barclay & Amex Backdating


@Duncanrr wrote:

That would explain why some of my FAKO score reports say my AAoA is 6+ years instead of 10+ years.  I bet they are filtering out my backdated AMEX cards.


Do you have closed TLs? CK does not factor closed TLs 

Message 12 of 15
Duncanrr
Valued Contributor

Re: Barclay & Amex Backdating

Some closed loans



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 13 of 15
parkman
Regular Contributor

Re: Barclay & Amex Backdating


@09Lexie wrote:

@Duncanrr wrote:

That would explain why some of my FAKO score reports say my AAoA is 6+ years instead of 10+ years.  I bet they are filtering out my backdated AMEX cards.


Do you have closed TLs? CK does not factor closed TLs 


+1

I have closed tradelines. CK lists my AAOA as just under 2 years, whereas my EQ report shows 5.5 years. 

All I have for this forum is bubblegum and anecdotal evidence, and I'm all out of bubblegum.
Message 14 of 15
09Lexie
Moderator Emerita

Re: Barclay & Amex Backdating


@Duncanrr wrote:

Some closed loans


That's probably the reason.  My mtgs are closed and CK acts as if they don't exist. 

Message 15 of 15
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