Barclay apping strategy?

rocketsfan85 · ‎02-04-2018

I currently have the Wyndham card from Barclays and would like the Uber card and the Jetblue card. TU score is 664 last card opened last April. Do I have a chance at either card and if I get approved for one how long should I wait to app for the other?

morgacj2004 · ‎02-04-2018

They are very inquiry sensitive especially now. You might get one of those cards but I doubt both.

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550

AverageJoesCredit · ‎02-05-2018

If you apply for 1 and get it dont multi app other cards at same time, as stated above. They are a jealous bunch and dont like to compete for your affection.

MrDisco99 · ‎02-05-2018

How are you on inquiries and new accounts in the last 6 months or so?

If you have a pretty clean record since getting that first card in April I don’t see why you wouldn’t be ok to get another one now. One at a time, though, and the general rule with Barclays is 6 months between apps. That said, I got 3 Barclays cards in 4 months last year. Different products have different underwriting standards.