Do it if you want to take that chance. I'll sure be on the look out for your "Barclays AA'd me after BT and I'm pissed" post LOL
@Anonymous wrote:
Lol!!! No. They can keep their trap balance transfer checks. I'll pass.
I've BT'ed over $10k in multiple sessions to my Ring, without any issues, or AR/AA, since '14. Could be product tier, could be the "victims"are doing behavior that merits AA, but they "didn't do anything wrong."
Just because a few complain here, it doesn't sum up the entire customer base.
At six month point, I successfully requested a doubling the limit CLI with Barclays, while being 55% util on the card, of which was a BT.
I treat Barclay like my best card though, don't go app happy, and don't jack up my limits with soft pull CLIs on a monthly basis.
@CreditJim wrote:
@DoroLucky wrote:
http://ficoforums.myfico.com/t5/Credit-Cards/Proactively-Closed-Barclays-Ring/td-p/4617652
http://ficoforums.myfico.com/t5/Credit-Cards/Barclay-s-AA/td-p/4603934
http://ficoforums.myfico.com/t5/Credit-Cards/One-bank-giveth-one-taketh-Barclay-s-CLD-with-normal-us...It's funny, a while back I posted a thread about action Barclays took after I used a BT, due to the hysteria on these forums surrounding using their balance transfer, and it was moved to Credit Card Approvals. Still don't understand why, I guess the moderators just aren't into fair balance.
Anyway, here's my experience of using one of their balance transfers, in Credit Card Approvals.....
I'm no mod, but I'm quite sure your thread was moved to the "approvals" because your situation wasn't an AA but a CLI and mostly all CLI's are posted in the "approvals" forum. Hope this helped you understand why your thread was moved.