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Barclay card

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Anonymous
Not applicable

Barclay card

I got denied by Barclay card with no baddies and a 750 score! Did not understand so I called backdoor number for recon, and got denied again so I'm DONE with Barclay card!
Message 1 of 8
7 REPLIES 7
longtime_lurker
Valued Contributor

Re: Barclay card


@Anonymous wrote:
I got denied by Barclay card with no baddies and a 750 score! Did not understand so I called backdoor number for recon, and got denied again so I'm DONE with Barclay card!

Did you have a lot of new accounts? What did recon tell you? IME, they're very pleasant and will be level with you. Barclay's is a fickle beast, gave me subprime lending APR on my Aviator with a TU FICO at the time of 761. Ah well. 

Current cards: MSUFCU Platinum, Amex PRG, Amex Surpass, Amex BCE, Citi Prestige, Citi Double Cash, Citi Premier, US Bank Cash +, Huntington Voice, AAviator, Sallie Mae, Discover IT, Chase Freedom TU:753 EQ Enhanced: 758
Message 2 of 8
Callandra
Valued Contributor

Re: Barclay card

What were the reasons for denial? It might be worth trying again depending...sometimes it's just too many new accounts and if you wait a year, you should be good. 

Quicksilver $10,000 | Better Balance Rewards $2000 | Sallie Mae $3500 | Freedom $3500

Last HP: 9/27/2015
Message 3 of 8
TURNERHOOVER
Established Contributor

Re: Barclay card


@Anonymous wrote:
I got denied by Barclay card with no baddies and a 750 score! Did not understand so I called backdoor number for recon, and got denied again so I'm DONE with Barclay card!

Who could blame you. 

EX 727 | EQ 720 | TU 740

FREEDOM 4.5k | BCP 9.5k | DISCOVER 2.5k | ARRIVAL+ 7.5k | RITZ CARLTON 15k
No new Apps till Dec 2016
Message 4 of 8
GoldSorata
Established Contributor

Re: Barclay card

Definately curious what the UW gave you for reason they couldn't reconsider. 

Message 5 of 8
Anonymous
Not applicable

Re: Barclay card

What did they say was the reason for the denial? I was approved with a significantly lower score, many inquiries and a bk in 2012 but I apped for the barclay rewards. Is that the same card that you apped for? I apped for the apple card at the same time and they said heck no to that before they approved me for the barclay rewards. 

Message 6 of 8
Anonymous
Not applicable

Re: Barclay card

call until you get it.. every customer rep is different. Got approved after the 3rd call for sallie mae .. good luck

Message 7 of 8
celticslegends
Frequent Contributor

Re: Barclay card


@TURNERHOOVER wrote:

@Anonymous wrote:
I got denied by Barclay card with no baddies and a 750 score! Did not understand so I called backdoor number for recon, and got denied again so I'm DONE with Barclay card!

Who could blame you. 


If you have the ability to look at my posts, you will see that I experienced a similar frustration with Barclays. I don't have anywhere near your score, but still faced roadblock after roadblock with them. Especially dealing with their recon department. I would move on if I were you. I did. 

Starting score from CU: (11/13) 520
Recent Scores: TU FICO 08 (7/15) 693; (8/15) 701 | EQ FICO 08 (7/15) 671 | EX FICO 08 (8/15) 684
Goal Score: (Oct '15) 700+
Cards: Cap 1 Venture Signature $5000 Limit | UFCU Visa Plat $4000 Limit | Cap 1 Quicksilver WMEC $5000 Limit | Walmart Store Card $6000 Limit | Amazon Prime Store Card $6000 Limit | Barclays Rewards $1500 Limit | Amex EveryDay Card $2000 Limit | Chase Slate $3000 Limit |
Message 8 of 8
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