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Established Member
Posts: 48
Registered: ‎05-27-2011
0

Barclay, chase, gemb. App spree!!!

[ Edited ]
Woo huuuu!! Approved, chase slate $1000, Barclay reward MasterCard 1800. 7-10 lowes gemb. Started with a cap one secured card in may of 2011, $1000 cl. Just last night I figured it's been over a year so went ahead and apped. Instant approval with chase, instant approval with Barclay's, dreaded 7-10 with lowes. 2 collections with experian fako 598 usaa. Clean report tu 649 8/2011. Clean report equifax 716 8/2011. Havent checked my ficos in a while but I'm sure they must have gone up. Got my utilization under 10%, waited a week for TU to report and went for it!!! Yeeehaw!!! I'll update later on who pulled what, I'm guessing chase and Barclays didn't pull experian.
Sorry cant do paragraphs. Posting from an iPad, for some reason the return key doesn't work on Myfico forums.
Valued Contributor
Posts: 2,982
Registered: ‎02-09-2012
0

Re: Barclay, chase, gemb. App spree!!!

Grats!!!

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Super Contributor
Posts: 6,569
Registered: ‎04-07-2008
0

Re: Barclay, chase, gemb. App spree!!!

Congrats !!




Valued Contributor
Posts: 1,915
Registered: ‎03-30-2012
0

Re: Barclay, chase, gemb. App spree!!!

You should call GECRB and see what's up. You probably have an approval!

Scores 1/12/2014: TU FICO: 660 | EQ FICO: 665 | EX AMEX FICO: TBD

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Chase Freedom: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1600 | Target: $700 | J.Crew $9950
Established Member
Posts: 48
Registered: ‎05-27-2011
0

Re: Barclay, chase, gemb. App spree!!!

[ Edited ]
Thanks all. Injust: what do I ask them? Edit: why will my posts not paragraph separately?
Sorry cant do paragraphs. Posting from an iPad, for some reason the return key doesn't work on Myfico forums.
Established Contributor
Posts: 1,045
Registered: ‎12-30-2007
0

Re: Barclay, chase, gemb. App spree!!!

Drudown

 

Alot of times GEMB just needs to verify information.  A few years ago I had this happen to me I called and told them what transpired and they asked me a few questions, about address, tn# etc and then I was approved. I'm fairly certain if you search a few posts you will encounter this same thing.  I would call and talk to them,I mean you have already taken the hit for the inquiry, so what can it hurt at this point?

 

Congrats on your AMEX, One day it will be mine also..

 

:smileyhappy::smileyvery-happy:

 

~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Established Member
Posts: 48
Registered: ‎05-27-2011
0

Re: Barclay, chase, gemb. App spree!!!

Bama, thx ill call them. Didn't get an Amex though.... No more annual fees for me, so I will not go for a charge card.
Sorry cant do paragraphs. Posting from an iPad, for some reason the return key doesn't work on Myfico forums.
Established Contributor
Posts: 1,045
Registered: ‎12-30-2007
0

Re: Barclay, chase, gemb. App spree!!!

SORRY LOL. I think I read that post right before yours and the individual got an AMEX.. But I would still call them, like I said what do you have to lose??

 

Good Luck!!

~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Valued Contributor
Posts: 1,915
Registered: ‎03-30-2012
0

Re: Barclay, chase, gemb. App spree!!!


drudown wrote:
Bama, thx ill call them. Didn't get an Amex though.... No more annual fees for me, so I will not go for a charge card.

You should see if you can get approved for the Zync. It's a charge card but it's AF starts at only $25. Their cheapest offering and your IN with AMEX for the future!

Scores 1/12/2014: TU FICO: 660 | EQ FICO: 665 | EX AMEX FICO: TBD

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Chase Freedom: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1600 | Target: $700 | J.Crew $9950
Established Member
Posts: 48
Registered: ‎05-27-2011
0

Re: Barclay, chase, gemb. App spree!!!

According to usaa ccm. Barclays-tu. chase-exp. gemb-tu. location HI. So, chase extended credit with an outstanding medical collection. Does anyone know when these credit companies do a hp if they get the full report or just a 2 year report like you'd see at usaa ccm?
Sorry cant do paragraphs. Posting from an iPad, for some reason the return key doesn't work on Myfico forums.
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