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Barclay, chase, gemb. App spree!!!

Established Member

Barclay, chase, gemb. App spree!!!

Woo huuuu!! Approved, chase slate $1000, Barclay reward MasterCard 1800. 7-10 lowes gemb. Started with a cap one secured card in may of 2011, $1000 cl. Just last night I figured it's been over a year so went ahead and apped. Instant approval with chase, instant approval with Barclay's, dreaded 7-10 with lowes. 2 collections with experian fako 598 usaa. Clean report tu 649 8/2011. Clean report equifax 716 8/2011. Havent checked my ficos in a while but I'm sure they must have gone up. Got my utilization under 10%, waited a week for TU to report and went for it!!! Yeeehaw!!! I'll update later on who pulled what, I'm guessing chase and Barclays didn't pull experian.
Sorry cant do paragraphs. Posting from an iPad, for some reason the return key doesn't work on Myfico forums.
Message 1 of 21
20 REPLIES
Valued Contributor

Re: Barclay, chase, gemb. App spree!!!

Grats!!!

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 2 of 21
Super Contributor

Re: Barclay, chase, gemb. App spree!!!

Congrats !!




Message 3 of 21
Valued Contributor

Re: Barclay, chase, gemb. App spree!!!

You should call GECRB and see what's up. You probably have an approval!

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 4 of 21
Established Member

Re: Barclay, chase, gemb. App spree!!!

Thanks all. Injust: what do I ask them? Edit: why will my posts not paragraph separately?
Sorry cant do paragraphs. Posting from an iPad, for some reason the return key doesn't work on Myfico forums.
Message 5 of 21
Established Contributor

Re: Barclay, chase, gemb. App spree!!!

Drudown

 

Alot of times GEMB just needs to verify information.  A few years ago I had this happen to me I called and told them what transpired and they asked me a few questions, about address, tn# etc and then I was approved. I'm fairly certain if you search a few posts you will encounter this same thing.  I would call and talk to them,I mean you have already taken the hit for the inquiry, so what can it hurt at this point?

 

Congrats on your AMEX, One day it will be mine also..

 

Smiley HappySmiley Very Happy

 

~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Message 6 of 21
Established Member

Re: Barclay, chase, gemb. App spree!!!

Bama, thx ill call them. Didn't get an Amex though.... No more annual fees for me, so I will not go for a charge card.
Sorry cant do paragraphs. Posting from an iPad, for some reason the return key doesn't work on Myfico forums.
Message 7 of 21
Established Contributor

Re: Barclay, chase, gemb. App spree!!!

SORRY LOL. I think I read that post right before yours and the individual got an AMEX.. But I would still call them, like I said what do you have to lose??

 

Good Luck!!

~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Message 8 of 21
Valued Contributor

Re: Barclay, chase, gemb. App spree!!!


drudown wrote:
Bama, thx ill call them. Didn't get an Amex though.... No more annual fees for me, so I will not go for a charge card.

You should see if you can get approved for the Zync. It's a charge card but it's AF starts at only $25. Their cheapest offering and your IN with AMEX for the future!

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 9 of 21
Established Member

Re: Barclay, chase, gemb. App spree!!!

According to usaa ccm. Barclays-tu. chase-exp. gemb-tu. location HI. So, chase extended credit with an outstanding medical collection. Does anyone know when these credit companies do a hp if they get the full report or just a 2 year report like you'd see at usaa ccm?
Sorry cant do paragraphs. Posting from an iPad, for some reason the return key doesn't work on Myfico forums.
Message 10 of 21