Barclay closed my account, try for another ?

[Ortz33__]

I didn't burn Barclay but they closed my account for excessive inquiries during an app spree. Also claimed my balance was too large ($1500)  The balance is down by much now and I want an NFL card.  My card was Apple. I know they do this often but do they allow you or reconsider you for another card?   Just curious and figured this might be a topic relatable to oothers.  

[enharu]

Its best to just avoid any Barclays products for the next 6-12 months. It's highly unlikely they will approve you for another product immediately after closing your account.

Have you tried calling backdoor to appeal the decision? They may be able to reopen the account for you.

[indiolatino61]

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@Ortz33__ wrote:

I didn't burn Barclay but they closed my account for excessive inquiries during an app spree. Also claimed my balance was too large ($1500)  The balance is down by much now and I want an NFL card.  My card was Apple. I know they do this often but do they allow you or reconsider you for another card?   Just curious and figured this might be a topic relatable to oothers.  

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This is why I will never app for any Barclays product.

[FocusedAndDetermined]

I agree with the recon suggestion.  It can't hurt at this point.  If i't not too personal, how long did you have the card, and what was your CL?

[Ortz33__]

had it since october 2011. credit limit was 2000.  let it float at 1500 for a while after a large purchase.  paid the minimum, yes, for a few months in a row.  did get a cli on it. initial limit was 1000. i guess i can give it a shot. it was closed over 30 days ago however.  i would rather have my card back vs. another inquiry and new account.

[baller4life]

Barclay scares me. I've read so many horror stories. Think I will scratch them off my wish list. Too finicky for my taste.

[lg8302ch]

Is the closed account paid to 0 now or still with a balance?

[drkaje]

Barclay just isn't a good fit for people who like to app a lot or aren't done opening new accounts.

I might try recon or but wouldn't waste an inquiry.

[SunriseEarth]

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@baller4life wrote:
Barclay scares me. I've read so many horror stories. Think I will scratch them off my wish list. Too finicky for my taste.

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I'm inclined to agree with you

[blk8]

I'm one of the few that actually likes Barclays.

There are too many other factors on why they may have closed your account.... carrying 75% of the credit limit for several months and paying the min payment would probably scare a few lenders off .... combine that with several inquires and you hit the daily double. It's a sign of struggle to most lenders.