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So the letter cam today and said lack of banking relationship,low credit and something about debt. Does not make sense because I have a chase card with a 5,000 and owe 278. I have other cards with no balance. The only thing that I can think of is my student loans which I will have with e for th next 30 years. I can't help that they are high. As for banking relationship I have an accounts with Bank of America, Credit union and TD Bank.
when was the last time you pulled your CRs?
Just pulled from my fico before applying.
ok well did you ever call and recon?
@iMacDrew wrote:ok well did you ever call and recon?
+1 Recon - recon - recon... You've already taken the HP.. might as well go for it. Nothing to lose!
Yes, I called and they saidBon because my CC were so new as in just start opening accounts in June and I had baddies about 5 yearsago not CC.