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Contributor
praise123
Posts: 108
Registered: ‎06-24-2012
0

Barclay letter on denial

So the letter cam today and said lack of banking relationship,low credit and something about debt. Does not make sense because I have a chase card with a 5,000 and owe 278. I have other cards with no balance. The only thing that I can think of is my student loans which I will have with e for th next 30 years. I can't help that they are high. As for banking relationship I have an accounts with Bank of America, Credit union and TD Bank. 

Frequent Contributor
iMacDrew
Posts: 350
Registered: ‎07-13-2012
0

Re: Barclay letter on denial

when was the last time you pulled your CRs?

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Contributor
praise123
Posts: 108
Registered: ‎06-24-2012
0

Re: Barclay letter on denial

Just pulled from my fico before applying.

Frequent Contributor
iMacDrew
Posts: 350
Registered: ‎07-13-2012
0

Re: Barclay letter on denial

ok well did you ever call and recon?

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
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Valued Contributor
improvingmycredit
Posts: 1,384
Registered: ‎07-12-2011
0

Re: Barclay letter on denial


iMacDrew wrote:

ok well did you ever call and recon?


+1  Recon - recon - recon...  You've already taken the HP.. might as well go for it.  Nothing to lose!  


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Contributor
praise123
Posts: 108
Registered: ‎06-24-2012
0

Re: Barclay letter on denial

Yes, I called and they saidBon because my CC were so new as in just start opening accounts in June and I had baddies about 5 yearsago not CC.


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