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Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012

Re: Barclay or Freedom???

AVOID BOA LIKE THE PLAGUE.

 

Love Barclay's!!

 

But if you want the Freedom, I say go for it....

I got approved with a 640 FICO (two disputed fraud accounts; now I'm at around 700). I also got a $5,000 line.....

 

of course, ymmv. :-D

Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Valued Contributor
creditnocash
Posts: 1,916
Registered: ‎07-23-2012

Re: Barclay or Freedom???


youngandcreditwrthy wrote:

AVOID BOA LIKE THE PLAGUE.

 

Love Barclay's!!

 

But if you want the Freedom, I say go for it....

I got approved with a 640 FICO (two disputed fraud accounts; now I'm at around 700). I also got a $5,000 line.....

 

of course, ymmv. :-D


def ymmv. 

had no baddies but no non store cards. (1 but hadn't reported yet) only got approved for 500 27k gross yearly income at that point. aaoa was over a year. 

500 limit. 

plan on cli next year. income is higher now. 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
Established Contributor
armbenderc
Posts: 776
Registered: ‎09-11-2012

Re: Barclay or Freedom???

Chase is awesome. I applied for freedom and got denied. I recon and got 2k cl, when I got the card I call back door and got cli to 3.7k all in same HP when I applied for that card.

I also banking with chase now. Since I got the freedom.

My question is in six month or one year can I PC or get csp even know my cl is only 3.7k?

Thank you
Current Score: Amex Plus (02/13): 728 EX, 728 EQ, Discover LP (03/13): 731 TU, Walmart TU08 (04/13) 734
2013 App'd: 03/01/13 - Discover IT (Approved), 03/04/13 - Amex BCE (Approved), 05/04/13 - CSP (Approved)
Established Contributor
kobe2012
Posts: 583
Registered: ‎03-16-2012

Re: Barclay or Freedom???

Since my lowest limit is $1000, would chase or barclays match my limit if approved??


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
tryin to garden!!!!!

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