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Barclay or Freedom???

Senior Contributor

Re: Barclay or Freedom???

AVOID BOA LIKE THE PLAGUE.

 

Love Barclay's!!

 

But if you want the Freedom, I say go for it....

I got approved with a 640 FICO (two disputed fraud accounts; now I'm at around 700). I also got a $5,000 line.....

 

of course, ymmv. :-D

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 11 of 14
Valued Contributor

Re: Barclay or Freedom???


youngandcreditwrthy wrote:

AVOID BOA LIKE THE PLAGUE.

 

Love Barclay's!!

 

But if you want the Freedom, I say go for it....

I got approved with a 640 FICO (two disputed fraud accounts; now I'm at around 700). I also got a $5,000 line.....

 

of course, ymmv. :-D


def ymmv. 

had no baddies but no non store cards. (1 but hadn't reported yet) only got approved for 500 27k gross yearly income at that point. aaoa was over a year. 

500 limit. 

plan on cli next year. income is higher now. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 12 of 14
Valued Contributor

Re: Barclay or Freedom???

Chase is awesome. I applied for freedom and got denied. I recon and got 2k cl, when I got the card I call back door and got cli to 3.7k all in same HP when I applied for that card.

I also banking with chase now. Since I got the freedom.

My question is in six month or one year can I PC or get csp even know my cl is only 3.7k?

Thank you
2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 13 of 14
Highlighted
Established Contributor

Re: Barclay or Freedom???

Since my lowest limit is $1000, would chase or barclays match my limit if approved??


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 14 of 14