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Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Barclay or Freedom???

AVOID BOA LIKE THE PLAGUE.

 

Love Barclay's!!

 

But if you want the Freedom, I say go for it....

I got approved with a 640 FICO (two disputed fraud accounts; now I'm at around 700). I also got a $5,000 line.....

 

of course, ymmv. :-D

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: Barclay or Freedom???


youngandcreditwrthy wrote:

AVOID BOA LIKE THE PLAGUE.

 

Love Barclay's!!

 

But if you want the Freedom, I say go for it....

I got approved with a 640 FICO (two disputed fraud accounts; now I'm at around 700). I also got a $5,000 line.....

 

of course, ymmv. :-D


def ymmv. 

had no baddies but no non store cards. (1 but hadn't reported yet) only got approved for 500 27k gross yearly income at that point. aaoa was over a year. 

500 limit. 

plan on cli next year. income is higher now. 

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012
0

Re: Barclay or Freedom???

Chase is awesome. I applied for freedom and got denied. I recon and got 2k cl, when I got the card I call back door and got cli to 3.7k all in same HP when I applied for that card.

I also banking with chase now. Since I got the freedom.

My question is in six month or one year can I PC or get csp even know my cl is only 3.7k?

Thank you
2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Established Contributor
kobe2012
Posts: 697
Registered: ‎03-16-2012
0

Re: Barclay or Freedom???

Since my lowest limit is $1000, would chase or barclays match my limit if approved??


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk




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