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Barclay reported early.

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Anonymous
Not applicable

Re: Barclay reported early.

I understand principle but again have you even attempted to reach out to Barclay for an explanation as to why this happened?
Message 11 of 28
kdm31091
Super Contributor

Re: Barclay reported early.

Seems like a bit of overreacting to me. I mean, whats the big deal? A couple points on a score really dont matter in any significant way. This isnt impacting the card, rewards, or anything. Just doesnt seem like anything to be too upset over.
Message 12 of 28
gdale6
Moderator Emeritus

Re: Barclay reported early.

Lets all remember to be respectful in our posts. I thank you in advance.

 

http://ficoforums.myfico.com/t5/Credit-Cards/Forum-Etiquette/td-p/2905196

Message 13 of 28
Anonymous
Not applicable

Re: Barclay reported early.

Is it really so bad that that your credit reports will clearly show you're actually using the card occasionally?

Message 14 of 28
Anonymous
Not applicable

Re: Barclay reported early.

I have 30+ cards that I juggle. I don't like surprises.
Message 15 of 28
NRB525
Super Contributor

Re: Barclay reported early.


@Anonymous wrote:
I have 30+ cards that I juggle. I don't like surprises.

How many of those cards report any balances?

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 16 of 28
Anonymous
Not applicable

Re: Barclay reported early.


@NRB525 wrote:

@Anonymous wrote:
I have 30+ cards that I juggle. I don't like surprises.

How many of those cards report any balances?


Only let one card report $5. This month I wanted bbr to report only, until Barclay screw that up by reporting early.

 

Message 17 of 28
mitchblue
Valued Contributor

Re: Barclay reported early.


@Anonymous wrote:

@NRB525 wrote:

@Anonymous wrote:
I have 30+ cards that I juggle. I don't like surprises.

How many of those cards report any balances?


Only let one card report $5. This month I wanted bbr to report only, until Barclay screw that up by reporting early.

 


So don't let bbr report, problem solved. You're welcome.

FICO® 8 Scores 821 FICO® 9 Equifax 826 (Updated 02-7-23)
Message 18 of 28
Anonymous
Not applicable

Re: Barclay reported early.

In the world of credit, it's better to put careful thought and consideration into decisions & plans you make. Is it really worth getting frustrated over Barclay reporting $98 to the CRAs? Rash decisions are never good. Please take some time to think about it.

Message 19 of 28
Anonymous
Not applicable

Re: Barclay reported early.


@Anonymous wrote:
This is rather minor to be so worked up over. Have you called and inquired as to why this happened? Maybe there was a system glitch idk. Throwing every card in the SD over this seems a bit much. Really dont think Barclay or any other lender cares enough to sit around playing games with us. Smiley Tongue But thats just me.

+1

Message 20 of 28
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