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Barclay's Apple card 0% financing

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masscredit
Valued Contributor

Barclay's Apple card 0% financing

So I told myself I'm not going to buy an Apple watch. I just have to stay out of Apple stores for awhile to build my willpower. Then I get an email from Barclay today. It has a 0% financing offer. Sigh... why do they temp me like that?

Pre-Credit Rebuild Scores Pre-DC (3/24/22) - EQ - 524 / TU - 519 / EX - 495

Current Scores - EQ - 687 / TU - 663/ EX - 677

TD Bank - $5000 / Mercury - $5000 / Capital One Savor One- $5000 / SDFCU Secured - $4990 / Capital One QuickSiver - $4500 / Ally Master Card - $2800/ Walmart Mastercard - $2250

Andrews FCU SSL $1500
Message 1 of 7
6 REPLIES 6
04Cobra
Frequent Contributor

Re: Barclay's Apple card 0% financing

Got the same email. Very tempted to get the new Macbook in space grey and an Apple Watch. Needs vs Wants... but I really do need it

Discover $21k | Venture $20k | Quicksilver $15k | NICU Rewards MC $13.5k | Costco $14.5k | Citi Costco $12.5k | Chase Sapphire Reserve $10k | Barclay Apple $9.6k | Best Buy MC $10k | Merrick Bank Visa (formerly Hooters) $2.6k |
Message 2 of 7
Anonymous
Not applicable

Re: Barclay's Apple card 0% financing


@masscredit wrote:

So I told myself I'm not going to buy an Apple watch. I just have to stay out of Apple stores for awhile to build my willpower. Then I get an email from Barclay today. It has a 0% financing offer. Sigh... why do they temp me like that?


Be S T R O N G!!! Don't do it!!!!

Message 3 of 7
masscredit
Valued Contributor

Re: Barclay's Apple card 0% financing

I don't need the watch but I like tech stuff and it looks like it will be interesting to have. I should be good as long as I stay out of the Apple Store and don't read those forums. I have a set balance that I let report each month.  Additional purchases require additional payments to keep my utilization where I want it to be. 

Pre-Credit Rebuild Scores Pre-DC (3/24/22) - EQ - 524 / TU - 519 / EX - 495

Current Scores - EQ - 687 / TU - 663/ EX - 677

TD Bank - $5000 / Mercury - $5000 / Capital One Savor One- $5000 / SDFCU Secured - $4990 / Capital One QuickSiver - $4500 / Ally Master Card - $2800/ Walmart Mastercard - $2250

Andrews FCU SSL $1500
Message 4 of 7
Anonymous
Not applicable

Re: Barclay's Apple card 0% financing


@04Cobra wrote:

Got the same email. Very tempted to get the new Macbook in space grey and an Apple Watch. Needs vs Wants... but I really do need it


You definately don't need the watch.. it is over rated.

Message 5 of 7
AverageJoe1970
Contributor

Re: Barclay's Apple card 0% financing

You're definitely gonna need AND want the iWatch. Anyone telling you anything different, is well... wrong. Smiley Very Happy

Wasn't always this way. Lessons learned.
Scores: Exp838 || Tu840 || Equ839
Credit Card Collection: Chase Sapphire Reserve 48K || Chase United 43K || Barclays Apple 39K || AMEX CASH 37K || BOA CASH 35K || Apple 25K || FNB AMEX 20K || Chase Amazon 15K ||
Utilization: >1%
Message 6 of 7
Anomalous
Senior Contributor

Re: Barclay's Apple card 0% financing


@masscredit wrote:

So I told myself I'm not going to buy an Apple watch. I just have to stay out of Apple stores for awhile to build my willpower. Then I get an email from Barclay today. It has a 0% financing offer. Sigh... why do they temp me like that?


LOL! I got the same email too... AFTER I called them a few days ago to request a 0% financing offer to buy said watch Smiley Tongue

Keep both your credit and your body in top shape!

Message 7 of 7
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