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Barclay's Balance Transfer Checks

Valued Contributor

Barclay's Balance Transfer Checks

Anyone else receive these. 3.99% promotional APR.  They usually have a few month window to use them and the APR is good for about 9 months. Seems like I get them every month or two. Started right around the time of my last auto-CLI. 

Cap 1 - $23,000 / Lowe’s - $17,000 / Barclay Rewards - $16,400. / Capital 1 - $15,000 / Walmart - $15,000
Cap 1 - $12,000 / PenFed - $10,000 / Penney - $10,000 / Barclay Apple Rewards - $4000 / Merrick - $2500


EQ - 740 / TU - 748 / EX - 748
Message 1 of 5
4 REPLIES
Senior Contributor

Re: Barclay's Balance Transfer Checks


masscredit wrote:

Anyone else receive these. 3.99% promotional APR.  They usually have a few month window to use them and the APR is good for about 9 months. Seems like I get them every month or two. Started right around the time of my last auto-CLI. 


I seem to always get the 0% BT checks good for 12 months every other month for any of my 4 Barclay cards.  I don't think I've ever seen the 3.99% offer.  I don't use them so my shredder is happy to munch them away...albeit it's nice to get them.  For some folks, this comes in handy for alternative/temporary financing but as with any BTs, fees can be the killer.

Message 2 of 5
Regular Contributor

Re: Barclay's Balance Transfer Checks

I got a BT Transfer Check and it had some Transfer Fee and i think my dog ate it lol


Current score TU 708, EX 686 EQ 715
Status I.T.Garden Till 08/2014
Message 3 of 5
Valued Contributor

Re: Barclay's Balance Transfer Checks

Yeah, the fees are $10. or 4% of the amount of each transaction. Whichever is greater. Max $99.00.

Cap 1 - $23,000 / Lowe’s - $17,000 / Barclay Rewards - $16,400. / Capital 1 - $15,000 / Walmart - $15,000
Cap 1 - $12,000 / PenFed - $10,000 / Penney - $10,000 / Barclay Apple Rewards - $4000 / Merrick - $2500


EQ - 740 / TU - 748 / EX - 748
Message 4 of 5
Highlighted
Established Contributor

Re: Barclay's Balance Transfer Checks

I get these things all my time for the Apple Barclays card...

 

I got a 0% offer in my email recently too...

barclaypromo.png

$1200 $1250 $4250 NPSL $5300 $1350 $3000

$6050 $5000 $10500 $2416 $6500 $3000
Message 5 of 5