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Valued Member
exoromeo
Posts: 25
Registered: ‎01-15-2008

Re: Barclay's CLD

@slabofbacon

   Yep. No kidding. Surprised the hell out of me. If the phone call doesn't restore the credit limit and for whatever reason it stays at the crap level it is, I guess it gets tossed in a drawer for a while and possibly closed at some point.

Mega Contributor
LS2982
Posts: 15,088
Registered: ‎04-09-2011

Re: Barclay's CLD

I would SD the card if they don't return the original CL to you.



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Valued Contributor
drkaje
Posts: 2,999
Registered: ‎07-25-2008

Re: Barclay's CLD

Everyone knows Barclay's doesn't like a lot of new accounts.

 

I'd probably close it just because a CL that low wouldn't be very useful or even help with utilization.


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Valued Member
exoromeo
Posts: 25
Registered: ‎01-15-2008

Re: Barclay's CLD

Sorry it took so long for the update to this thread...

 

CL dropped because #1 they didnt like the new accounts (which I don't get 'cause I've opened several since I've had the Barclays cards over the last few years), and #2 didnt like me running up balance, paying it off, rinse and repeat.

Valued Contributor
crunching_numbers
Posts: 1,066
Registered: ‎02-15-2012

Re: Barclay's CLD


exoromeo wrote:

Sorry it took so long for the update to this thread...

 

CL dropped because #1 they didnt like the new accounts (which I don't get 'cause I've opened several since I've had the Barclays cards over the last few years), and #2 didnt like me running up balance, paying it off, rinse and repeat.


Ummm... that is what a credt card is....   Charge something, then pay it off, then charge again.....

 

Why did they SAY usung the card is bad? Just curious.


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Valued Member
exoromeo
Posts: 25
Registered: ‎01-15-2008

Re: Barclay's CLD

CN-

 

They didnt really say. I asked them essentially what you said. The response was they didnt like me charging a lot on the card, then either paying it off in the same month or paying it off within a couple of months or whatever. Going from $0 to like $1,500 or more, then paying it off. Or carrying a balance for a bit, then zeroing it out. That's all I got.

 

I still wonder if getting another Chase card (Slate) and the Citi card didnt just make them mad. :smileyhappy:

Valued Contributor
crunching_numbers
Posts: 1,066
Registered: ‎02-15-2012

Re: Barclay's CLD

I have a Barnes and Noble (Barclays) World MC.  I have used and abused it.

 

I have charged it up high.  I have paid it off. I have BT then paid no interest.  I have carried a high balance. I just added 5 new cards. Never had a problem.  They seem to pick on people.  New accounts are always talked about here as a trigger for them, but it is usually with a fresh barclays card.    Not sure what the real reason is, but my thoughts are that the new accounts are the real issue not using the card.


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