11-09-2010 03:25 PM
Applied online via apple.com website on Sunday and was denied. Call this morning and asked for a manual review and after a short moment on hold and justifying my past blemishes on my credit report the nice lady approved me for a $750.00 limit. THANK YOU myFICO would have never gotten this far without the help of this website and all of its valuable members!
Hope this helps other in a similar situation!
11-09-2010 04:06 PM
Congratulations! Barclay's is clearly interested in getting people signed up ...
11-09-2010 05:11 PM
Congrats!! I love Barcaly's!!
They gave me a chance last year to re-build my credit, and they've been great with CLI's without me asking. Doubt I'll ever close it.
11-09-2010 05:53 PM
WOW! you were approved for a barclays at fico of 603?? sweet! i guess it is easier to get a barclays than i thought. all this talk about it being hard to get a juniper/barclays is just nonsense.
11-09-2010 06:02 PM
Called backdoor number and the women explained to me that they are looking specifically what individuals with trouble credit history have been doing to rebuild thier credit. A truthful explanation is all it took!
11-10-2010 12:33 PM - edited 11-10-2010 12:34 PM
Im going to have to try this tomorrow as I just got shot down on a barnes and noble card from them. TU is my best score too, 691 (0 collections/baddies on tu) as of 2 months ago. Reasons given were recently opened credit account (cu account like 6 months ago?), high debt (a little under 30% useage atm, maybe I should have waited /sigh) and by far the most annoying reason being low credit limits. I just cancelled my $300 limit orchard due to its low limit (and apr/af) since Im trying to remedy my "low limit" problem.
Hopefully it works, thanks for giving me hope and reminding me I should try this =) .
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