11-09-2010 03:25 PM
Applied online via apple.com website on Sunday and was denied. Call this morning and asked for a manual review and after a short moment on hold and justifying my past blemishes on my credit report the nice lady approved me for a $750.00 limit. THANK YOU myFICO would have never gotten this far without the help of this website and all of its valuable members!
Hope this helps other in a similar situation!
11-09-2010 04:06 PM
Congratulations! Barclay's is clearly interested in getting people signed up ...
11-09-2010 05:11 PM
Congrats!! I love Barcaly's!!
They gave me a chance last year to re-build my credit, and they've been great with CLI's without me asking. Doubt I'll ever close it.
11-09-2010 05:53 PM
WOW! you were approved for a barclays at fico of 603?? sweet! i guess it is easier to get a barclays than i thought. all this talk about it being hard to get a juniper/barclays is just nonsense.
11-09-2010 06:02 PM
Called backdoor number and the women explained to me that they are looking specifically what individuals with trouble credit history have been doing to rebuild thier credit. A truthful explanation is all it took!
11-10-2010 12:33 PM - edited 11-10-2010 12:34 PM
Im going to have to try this tomorrow as I just got shot down on a barnes and noble card from them. TU is my best score too, 691 (0 collections/baddies on tu) as of 2 months ago. Reasons given were recently opened credit account (cu account like 6 months ago?), high debt (a little under 30% useage atm, maybe I should have waited /sigh) and by far the most annoying reason being low credit limits. I just cancelled my $300 limit orchard due to its low limit (and apr/af) since Im trying to remedy my "low limit" problem.
Hopefully it works, thanks for giving me hope and reminding me I should try this =) .
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.