Barclay's Question...

fishbjc · ‎11-19-2015

DH has a Barclay's Rewards Card, 0% for 12 months. Almost at the end of the 12 months (February), will be a zero balance at that time.

He applied for a Barclay's (Frontier) Card and was declined. Reason: Sufficient credit with Barclay's.

Should he 'cancel' the Barclay's card after the balance is paid off and apply again with Frontier? Just looking for a free trip to Utah. Thank you!!!!

Anonymous · ‎11-19-2015

no. no reason to do that. it appears they don't think you've been with barclays long enough so cancelling it wouldn't help.

morgacj2004 · ‎11-19-2015

You can call the back door # and ask them to PC part of the existing CL on the Rewards card to the new card that you want. That has worked for me in the past.

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550

elim · ‎11-19-2015

first try to recon the denial and keep both cards. then move the limit from BRM to the new card (if desired) if approved.