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Barclay's Rewards Cards - Good vs Excellent Credit?

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jesseh
Frequent Contributor

Re: Barclay's Rewards Cards - Good vs Excellent Credit?

I would check CK:

 

Average Credit Score Approved for this Card

724

Lowest Credit Score Approved for this Card

 

671

 

 

Cards: BCE 24k 5/'17 | CF 12k 10/'15 | IHG 12k 10/'15 | HH 6k 6/'18 | DS It 6k 3/'15 | TR 5k 11/'15
Scores: 760-770 | Inquiries: 0-1 | Utilization: 0-10% | AAoA: 3yrs | Bank: Ally | CU's: Navy & Pentagon
Message 11 of 12
masscredit
Valued Contributor

Re: Barclay's Rewards Cards - Good vs Excellent Credit?


@B335is wrote:

@masscredit wrote:

I didn't see that link. Checking it out now. They ask "How would you rate your credit?" I'm wondering how they would rate my credit Smiley Happy  I believe at one time 720 or high would get some of the best rates available. Some places do it for 675-680. So I don't know what their criteria is for excellent. 


Is that 665 TU in your signature accurate?  I suppose excellent can be subjective but I would say over 750 is excellent. 


Yes. My TU score tends to hover in the 660/670 range (the Good range). EQ is usually in the 690/700 range. Most likely still considered Good. I guess I can live with that for now.  Was just doing some research and found this -

 

The higher your credit score, the more attractive you look to lenders and the better terms you will be offered. Credit scores run from 300 to 850; most people score between 600 and 800. For your credit rating to be considered excellent, your score needs to be above 720, but even if your score falls between 620 and 720, you still have a good credit rating.

 

 

Pre-Credit Rebuild Scores Pre-DC (3/24/22) - EQ - 524 / TU - 519 / EX - 495

Current Scores - EQ - 687 / TU - 663/ EX - 677

SDFCU Secured - $5000 / TD Bank - $5000 / Mercury - $5000 / Capital One Savor One- $5000 / Capital One QuickSiver - $4500 / Ally Master Card - $2800/ Walmart Mastercard - $2250

Andrews FCU SSL $1500
Message 12 of 12
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