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Barclay's Rewards Credit Card

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Anonymous
Not applicable

Re: Barclay's Rewards Credit Card


@Anonymous wrote:

27 inquiries  Uggg uggg uggggg Smiley Sad 


OY! That is one big bowl of inquires.  Are they in the last 30 days?  You need to stop now. Your scores will head downward fast. 

 

Red Alert! Red Alert! Take your hands off your mouse and rest for a few months. Smiley Surprised

Message 11 of 18
taxi818
Super Contributor

Re: Barclay's Rewards Credit Card


@Anonymous wrote:

27 inquiries  Uggg uggg uggggg Smiley Sad 


Wow that is a lot. i thought my 9 was thru the roof. geez. im assuming those are tu inquiries. best thing is just wait it out. your credit will be better anyway.

 

Message 12 of 18
fedxboy
Established Contributor

Re: Barclay's Rewards Credit Card

When I app'd for this card in Aug, I had 11 previous inq's -- so I was a bit iffy to hit the submit button.  Although, I did apply through a pre-selected app and was pleasantly surprised to see It was instantly approved for $9500 @ 0% for 18 months and then 14.99%.  They are my highest limit by $1000 and my 25th cardSmiley Surprised

 

So currently trying to stay out of their radar



(7/23/16) AMEX FICO EX 728, (6/20/16) Discover FICO TU 747, (7/24/16) Barclays FICO 750 (TC Lines $400+K) AAoA= 4.3 yrs
Message 13 of 18
Anonymous
Not applicable

Re: Barclay's Rewards Credit Card

No puffbulldaddy this is for the whole year. Not the last 30 days

Message 14 of 18
Anonymous
Not applicable

Re: Barclay's Rewards Credit Card


@Anonymous wrote:

@Anonymous wrote:

27 inquiries  Uggg uggg uggggg Smiley Sad 


OY! That is one big bowl of inquires.  Are they in the last 30 days?  You need to stop now. Your scores will head downward fast. 

 

Red Alert! Red Alert! Take your hands off your mouse and rest for a few months. Smiley Surprised


Honestly, it stops mattering after about 12-14 just by monitoring scores.

Message 15 of 18
chalupaman
Super Contributor

Re: Barclay's Rewards Credit Card


@Anonymous wrote:

No puffbulldaddy this is for the whole year. Not the last 30 days


Do you have lots of new accounts as well? What did you app for when you did a bunch of those other INQs?

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 16 of 18
Anonymous
Not applicable

Re: Barclay's Rewards Credit Card

I applied for this card as well back in May when my TU was a bit lower (Think ~640), Tried Recon about 4 times and gave up after that. They explicitly said they didn't like the fact that i had 2 unpaid C/O's from 6yrs ago.

Message 17 of 18
FlawlessShineAutoSpa
Established Contributor

Re: Barclay's Rewards Credit Card

Barclay are usually good on recon's...Have positive thoughts!... Keep us posted

American Express Blue Cash Everyday $2000 •• Cap1 Venture One $10K
Barclaycard Rewards Mastercard $1500 •• Chase Freedom Visa $3500
Cap 1 Quicksilver Visa $5000 •• Cap 1 Quicksilver Mastecard $2000
Syncrhrony $1500 •• Citi Double Cash $1700 •• Cap1 Spark Classic $2000
Credit One Visa $500



Message 18 of 18
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