Barclay's Sallie Mae

[DieGo2SHAE]

I've been eyeing this card for a while now and am just itching to apply; I'm planning to finally do it as soon as one more cycle closes on each of my cards so I'm getting pretty excited

[striehl8212]

I'm itching to apply for this card too, but I've recently got Citi, BoA, and AMEX in the last two weeks. Think I should go for it or wait?? 

[afinch1992]

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@striehl8212 wrote:

I'm itching to apply for this card too, but I've recently got Citi, BoA, and AMEX in the last two weeks. Think I should go for it or wait?? 

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I would wait until atleast you 61 day CLI on the AMEX. 2 advantages that way. possibility for higher limit as well as limit the effect of "new accounts" influencing Barclays decision 

[striehl8212]

Good logical reasoning. Thanks! Just closed the app. 

[afinch1992]

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@striehl8212 wrote:

Good logical reasoning. Thanks! Just closed the app. 

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It has taken me a while to convince myself its for the best, but it will be worth it in the end when that instant approval and high limit pops up in a few weeks!

[Shock]

I know that Amazon counts as a bookstore. But does that mean we can buy anything on there and we still get the 5% back? This would pretty much make my Chase Amazon obsolete as well.

[longtimelurker]

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@Shock wrote:

I know that Amazon counts as a bookstore. But does that mean we can buy anything on there and we still get the 5% back? This would pretty much make my Chase Amazon obsolete as well.

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Yes, (except Amazon payments).   Chase is only better if you buy a lot, over about $15K a year, and even then you should use Sallie Mae for the first $9000.

[Shock]

im starting to love this card more and more...

[heyitsyeh]

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@Shock wrote:
Still hesitant for Barclay's in general. Seems like whatever they give you, you're stuck with. Could be a platinum with 500 bucks starting limit..

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I was able to do CLI from 5000 to 7500 after two pay periods.

[afinch1992]

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@heyitsyeh wrote:

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@Shock wrote:
Still hesitant for Barclay's in general. Seems like whatever they give you, you're stuck with. Could be a platinum with 500 bucks starting limit..

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I was able to do CLI from 5000 to 7500 after two pay periods.

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I think that was more of a reference to the platinum vs. world. I apped and got the platinum unfortunately. I would gladdly reapp for this in a few months with higher CLs in my stable to get the world over platinum. For a go-to amazon card, extended warranties would be a very nice perk and well worth another HP for me. I don't know of a way to make this happen with Bclay.