Barclay's reporting new account on CR 3 days after approval!

[MazdaSpeed]

@enharu I was under the impression they just gave you a 400 Statement credit if you had a travel purchase for 400 or more

[enharu]

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@MazdaSpeed wrote:
@enharu I was under the impression they just gave you a 400 Statement credit if you had a travel purchase for 400 or more

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i might be mistaken, but based upon what the CSR told me and mpx said on the forums, this is what i interpreted it as.

if I had a travel expense for <$400, I can redeem it with my 40k miles. However I can't do partial redemption, is what they say. So basically I need to have all the miles to cover that 1 charge I am trying to get statement credit for.

[MazdaSpeed]

I just called, they told me 2500 points equals 25 dollars as long as its statement credit toward a travel purchase and it doesn't have to be the entire purchase, so when you pay 800 for your hotel, you'll just have to call in and they'll give you a 400 dollar statement credit, (once you have the bonus points which can take up to 60 days after you you spend the 1000 dollars)

[enharu]

ah i see.

can i use the points for a charge from the most current statement only, or can i use it for a charge 2-3 statements back?

[MazdaSpeed]

I'm no expert and don't feel like calling again, but I would assume it has to be the most recent one, I think I know where you are going with that, but I don't think you'll be able to get the 400 dollar credit off the original 1000 you spend, I would assume it would have to be a newer statement

[MazdaSpeed]

I checked my report free yearly report today from ex, I was approved yesterday, and its already on it!

My other 5 cards that I applied for are not yet on there from weeks ago

[mxp114]

Mine reported the same day and I got the EQ alert the next day, they are very quick to report. Just got my card today, you get yours yet?

[enharu]

nope i haven't received my card yet. It hasn't been reported onto my EX and TU, but my monitoring services might be slow.

I received the US Bank cardholder agreement, but there's no card in it.....I thought I got denied when I couldn't feel the card inside the envelope lol.

I called them and apparently they mail it out separately. Kinda weird but meh.

By the way, I just noticed I got an insurance payment coming up. It's about 1.5k. If I am to put this charge on my Barclays as my 1st and only charge on the card for the next 2-3 months, will it increase my chances of getting AA? I don't plan to use this card for anything else right now, unless I find some use for it later that I can't think of right now. 

Do Barclays like / hate when customers leave balances on the card? I was planning to pay this in full over 2-3 months just so it can report some balances, but if leaving balances increases chances of AA, then I'll not do it.

[09Lexie]

Stop worrying about AA. You'll be fine.

[enharu]

haha ok. sorry for being so paranoid. thanks a lot!