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@altayar wrote:Well, go figure. I called them up and it turned out that a department called 'portfolio review deparment' that did the reduction. I talked to them and they asked me a few questions like - where do you work and what is your income? Why has your debt increased so much since opening the account? I answered and they were able to restore my line to the initial amount!
YAY!
Congrats. Glad they restored your original line.
Congrats! Glad they were able to resolve this quickly and virtually painlessly.
Congrats, that sounded pretty pain free once you talked to the right people.
Close call!
Glad that it's all sorted out for you now and on a positive note.
Congrats....did you tell them to make sure that this doesn't happen again?!
You ain't got time for their shenanigans.
Hi,
This just happened to me. What number did you call to reach the "portfolio review department"? Thanks!
Thanks Max! The portolio department isnt open until tomorow. When I call, do you have any words of wisdom or tips that you used in order to get them to reinstate the limit? My balance is $1100. Should I offer to pay a couple hundred dollars when I talk to them. Any other strategies?
Actually, the decrease in credit limit lowered my credit score by 20 points and im in the middle of purchasing a house. If the lender sees this drop in score they might not approve the loan. Thats why!