BarclayCard MC Rewards thoughts?

[Callandra]

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@longtimelurker wrote:

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@maksimfa wrote:

It is a great starter card, and even as you grow.  The BEST part about it... gets you in with Barclays, and their 2% category is very loose... such as utilities.  The only card as far as I know that does.

I have a few forums that I own, and they count web hosting as utilities.  Same with cell phones, etc.

Barclays Rewards boost is also good.

They are very good bank to have in your pocket.

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Right, but with the 2% on everything cards, having loose 2% categories isn't that useful

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True, but the underwriting on the 2% on everything cards in stricter and Barclay Rewards MC is a great starter card to build to the better cards (that's what I'm doing; I hope to apply for Double Cash early next year). Plus you get a free FICO.

[Anonymous]

The Arrival Plus is an awesome 2 miles per $ on everything any time card. And with redemption, you get 10% back, making it 2.2 miles per $. 

Personally I find that to be a no-brainer.

I've also heard that Barclays will sometimes be jealous if you acquire other cards, which, in my case, I most certainly have, but I feel that as long as I keep using it, they won't have any reason to close it.

[longtimelurker]

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@Anonymous wrote:

The Arrival Plus is an awesome 2 miles per $ on everything any time card. And with redemption, you get 10% back, making it 2.2 miles per $. 

Personally I find that to be a no-brainer.

I've also heard that Barclays will sometimes be jealous if you acquire other cards, which, in my case, I most certainly have, but I feel that as long as I keep using it, they won't have any reason to close it.

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For the first year, with AF waived and the bonus, yes.  Otherwise, after the first year, you need to spend over $40K a year to make it superior to the free 2% (Fid Amex and now Citi Double Cash)