Barclaycard FICO

[taxi818]

Well none update daily. But Wally does have the capability to do it. Daily.   Taboo I think to say how. But you get the point. 

[dumaine]

The only thing I do not like about it is.....Yes it updates approx. every 10 weeks. I let a second card report and it reported a score drop within those 10 weeks, BUT when it was paid off it took another approx. 10 weeks before it updated again. So I guess score dropping is considered "Significant Change", yet score going up does not!!!

[Kostya1992]

Wish Barclays would be more consistant with their score updates honestly. I get mine about once a month but the randomness is pretty lame.

[gurusexy]

i got three score updates from my barclaycard SM in the past 3 weeks..First score was a drop of 3 points, then drop of 5 points, then drop of three points. Maybe its a new thing, and it updates like myfico itself?

[techiegirl]

DH was approved instantly for the Arrival+ on Saturday and I was able to access his FICO score through the Barclay app on Tuesday.  I was approved over the phone, so I haven't been able to access my account online yet.

[EW800]

My experience with Barclay, which I have had for six months, is they do a SP and update my credit score every two months, like clock work - to the day. I know a lot of people are finding the updates to be every ten weeks. It will be interesting to see if they change me to the ten week plan once I am beyond the six months. Like everyone else, I wish they would update more often, such as monthly.

[hsspres]

My 6th statement from Barclay's cuts next week (hoping for some big loving since I've been running a lot though it and paying in full), but my FICO score has been updated 4 days after the statement cuts for the past 4 months, the 1st score didn't post until the second month after opening.  They have only SP'd me twice during that timeframe.  Just sharing my exp. YMMV.

Accoring to their site:

• We may not always receive a new score each month, so you may see months with no score.
• We may receive multiple score updates in a month. In those cases, we will graph the last score we received in those months.
  
  

[Anonymous]

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@gurusexy wrote:

i got three score updates from my barclaycard SM in the past 3 weeks..First score was a drop of 3 points, then drop of 5 points, then drop of three points. Maybe its a new thing, and it updates like myfico itself?

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I've had pretty frequent updates as well, but mine have been for much larger swings. My first FICO was provided on 10/3 a few days after opening my Sallie Mae card. I got my first update on 10/23 (up about 20 points due to utilization dropping), then down about 20 on 10/31 due to some double reporting from balance transfers. It updated again on 11/21 after all the balances were correct again. That last change was another 20 point shift.

My score should be swinging again with the two cards I got this past weekend. I'm hoping I continue to get updates with smaller point shifts. I already get a guaranteed monthly score from Discover, so it's nice to have the mid-month updates from time to time.

[Anonymous]

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@taxi818 wrote:

Well none update daily. But Wally does have the capability to do it. Daily.   Taboo I think to say how. But you get the point. 

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Daily indeed

Ugh...

[mongstradamus]

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@Anonymous wrote:

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@taxi818 wrote:

Well none update daily. But Wally does have the capability to do it. Daily.   Taboo I think to say how. But you get the point. 

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Daily indeed

Ugh...

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Barclays to monitor changes  + either walmart or discover is good enough for me :-)