Reply
Regular Contributor
Posts: 242
Registered: ‎11-15-2011
0

Barclaycard Rewards CC to complete my colletection?

hi, since you can not apply usbank cash+ online anymore, i think i will move to barclaycard rewards as my next card to apply this month, so that i have a new cc with opening year of 2012.

 

is this card really good that must have,it offer 2% on bill payment, looks good.

I only found $100 opening offer of this card, does it offer more in the past?

does it issue world mastercard version?

I have barclay saving account with them, will this increase the chance got approved for high CL?

 

 

and the last thing, my current cc collection, total of 7 cards, and my score should between 720-740

citi dividend, citi forward, citi thankyou, chase freedom, discover more, amex bce and boa cash rewards.

 

thank you (O_O)

Frequent Contributor
Posts: 288
Registered: ‎02-06-2012
0

Re: Barclaycard Rewards CC to complete my colletection?

Where did you find the $100 offer ? You'll get it with those scores with ease

Established Member
Posts: 23
Registered: ‎11-14-2012
0

Re: Barclaycard Rewards CC to complete my colletection?


stone wrote:

hi, since you can not apply usbank cash+ online anymore, i think i will move to barclaycard rewards as my next card to apply this month, so that i have a new cc with opening year of 2012.

 

is this card really good that must have,it offer 2% on bill payment, looks good.

I only found $100 opening offer of this card, does it offer more in the past?

does it issue world mastercard version?

I have barclay saving account with them, will this increase the chance got approved for high CL?

 

 

and the last thing, my current cc collection, total of 7 cards, and my score should between 720-740

citi dividend, citi forward, citi thankyou, chase freedom, discover more, amex bce and boa cash rewards.

 

thank you (O_O)


This card doesn't offer 2% on bill pay in the same way as US Bank Cash Plus, this covers just utilities which I don't think include insurance.

 

Re CL: YMMV but they gave me the lowest CL I've had in 30 years!  Until last year I had their US Airways card, with a CL of around 19K, which I closed around Nov 2011.  In June of this year, I applied for the Rewards card and got a $4,900 CL.   They reported my score around 775, with negative factors of too many accounts with balances etc.   Shortly after, I got three other cards with limits between 14 and 20K.  So, they were much more sensitive.  This month they gave me an auto CLI to 7.2K, still my lowest.   But as I said, YMMV!

Valued Contributor
Posts: 1,185
Registered: ‎09-14-2012
0

Re: Barclaycard Rewards CC to complete my colletection?

Why not the new Barclaycard "Arrival"?

Never take credit personally

Amex BCP $24,900; Chase Sapphire Preferred $24,200; Discover It $12,500; Chase Ink Cash $15,000; Chase Slate $13,500; Citi TYP $12,900; Amex SPG Biz $3,000; DCU Visa $10,000; Logix FCU $15,000; Citi Home Depot $8,800; Lowes $8,000; Care Credit $6,000; Penfed Platinum Sig $16,000; Barclay Arrival Plus WEMC $15,000; US Bank PLOC Overdraft $1,500; US Bank Perks+ Visa Signature $8,600; US Bank Edge Rewards Business $10,000; PenFed PLOC $5,000

Frequent Contributor
Posts: 428
Registered: ‎01-21-2012
0

Re: Barclaycard Rewards CC to complete my colletection?


sccredit wrote:

Why not the new Barclaycard "Arrival"?


The 2% covers most bill payment categories. The other nice thing is Walmart, Dollar General, ECT. are all classified as "grocery stores" and get 2%.

 

Giant Eagle sells gift cards and gives you $0.20 off per gallon (their gas station) and you can use your Barclaycard to pay for the giftcard and get 2% back on it. Then when you use the gift card at GetGo you get 1% off a future shopping trip for every 10 gallons of fuel you buy.

 

If you work it right you save quite a bit

WF Home Projects Visa $8500 / Towpath CU Visa $7000 / Chase Freedom Visa $5500 / Cap 1 QS Visa Sig $5000 / Barclaycard Ring MC $5000 / GE Lowes $5000 / Citi Best Buy MC $4250 / Barclaycard Rewards Visa $4000 / BFG CU Visa $3500 / Citi Sears$3000 / WF Visa $2000 / GE Walmart $1900 / GE Care Credit $1900 / GE Amazon $1400 / Cap 1 Kohls $1000 / GE Old Navy $800 / Webbank Fingerhut $700
Regular Contributor
Posts: 242
Registered: ‎11-15-2011
0

Re: Barclaycard Rewards CC to complete my colletection?

annual fee, PASS

Regular Contributor
Posts: 242
Registered: ‎11-15-2011
0

Re: Barclaycard Rewards CC to complete my colletection?

[ Edited ]

UP! UP!

 

Anyone have recommendation of my next card for me?

Senior Contributor
Posts: 3,318
Registered: ‎05-05-2011
0

Re: Barclaycard Rewards CC to complete my colletection?

[ Edited ]

Barclays mc is a world mc. 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.