Hello!!!
I apped for the Barclaycard Rewards card on 4/12/2016 with a plan of using it for a couple of balance transfers. I actually initiated one and then called and cancelled it because I got a better offer on another card. Since then I haven't used it, don't even know where the card went.
In the beginning of March 2017 I got a letter in the mail telling me I had 30 days to use the card or they would close it. On 4/9/2017 MyFico reported the card as "Closed or paid account / zero balance Credit Card Account closed due to inactivity."
Just wanted to throw this out there as a data point for all those who worry about their cards being closed for inactivity. 
At least they informed you first, so it could have been avoided. But if one doesnt care, good to know. Scariest part of this post is you have no idea where your card went
@AverageJoesCredit wrote:
At least they informed you first, so it could have been avoided. But if one doesnt care, good to know. Scariest part of this post is you have no idea where your card went
No kidding!! I check them all online monthly but I should keep better track of the physical cards I don't use.
@Anonymous wrote:Hello!!!
I apped for the Barclaycard Rewards card on 4/12/2016 with a plan of using it for a couple of balance transfers. I actually initiated one and then called and cancelled it because I got a better offer on another card. Since then I haven't used it, don't even know where the card went.
In the beginning of March 2017 I got a letter in the mail telling me I had 30 days to use the card or they would close it. On 4/9/2017 MyFico reported the card as "Closed or paid account / zero balance Credit Card Account closed due to inactivity."
Just wanted to throw this out there as a data point for all those who worry about their cards being closed for inactivity.
Well, the Rewards MC is closed to new apps, so they may be a little more agressive on closing due to inactivity than others, but I think most CC companies would take a dim view of a new card never used for a year. It cost them $$$ to pull your credit, set up the account, and make a card & mail it to you, and they want at least swipe fees to recover the cost of a newly issued card.
I love my Rewards MC, It's one of the few non-top tier cards that gives you 2% rewards for utilities, my electric utility & internet service don't charge me a fee for CC payment so I have set it up to pay them. And Barclays codes all of my local Walmart purchases as groceries for 2% rewards, as it does for Family Dollar.
And they keep getting stranger and stranger. I have a couple small subscriptions being charged to mine each month that I pay in PIF. I hope it keeps them happy.
12/27/16 - Eq683 TU666 Ex681 04/05/17 Eq742 TU763 Ex757
