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Barclaycard Rewards Master

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AwwwYeee
Regular Contributor

Re: Barclaycard Rewards Master


@tommywerdine wrote:
Called and did recon. Apparently reason for decline was because I don't have enough time with open CC's. He told me to try again in 6mo-1yr.....

they said the same thing to me.

Message 11 of 29
tommywerdine
Regular Contributor

Re: Barclaycard Rewards Master

At least I'm not the only one! Hah

My Wallet: NFCU cashRewards $10k | TobyHanna FCU $10k | Black Card $5k | NFCU goRewards $2.5k | Citi Diamond Preferred $2k | DCU Plat Rewards $2k | Huntington Voice $1250 | AmEx Delta $1k | Cap1 QS $300 | Cap1 Secured $500 | J Crew $4.9k | Walmart $2.5k | Kay $1k | Jareds $1k | HomeDepot $1k | FingerHut $900 | Macys $800 | Phillips66 $750 | Buckle $300 | Express $250 In The Garden Since: August 4, 2014. TU FICO: 711 (via Walmart) | EQ FICO: 699 | EX FICO: 677 Goals:700+ on all three.
Message 12 of 29
baller4life
Super Contributor

Re: Barclaycard Rewards Master

Denied me twice for the same reason. I probably won't ever apply again. Especially after several others gave me a chance. As far as I'm concerned, they're not the only fish in the sea!
Message 13 of 29
the_emu
Member

Re: Barclaycard Rewards Master

I had First Premier card for about 2 (painful) years before applying to this card. I was approved for 1300 CL last March. In October, I asked for a CLI to 2500 and they countered with 2300 because the balance I had on the account was "too high" for more (about 50% at the time). So, if length account open was the problem, they will eventually approve, I would imagine. I was in the 640's FICO range at the time of approval.

BK Chapter 7: 10/2008 ~ FICO-674 (1/14/2014) FICO-680 (6/3/2014) FICO-704 (7/2/2014) FICO-719 (9/8/2015)
Capital One Venture - $30,000 | NFCU Flagship VISA Signature - $25,000| NFCU Cash Rewards VISA Signature - $22,000 | NFCU NavChek - $15,000| BarclayCard Mastercard - $3,500| CFNA - $1,800|
*gardening again starting 1/1/2016*
Message 14 of 29
tommywerdine
Regular Contributor

Re: Barclaycard Rewards Master

@baller4life Who do you have cards though? I'm pretty disappointed that they didn't take a chance. I've heard of people with no credit getting approved.

My Wallet: NFCU cashRewards $10k | TobyHanna FCU $10k | Black Card $5k | NFCU goRewards $2.5k | Citi Diamond Preferred $2k | DCU Plat Rewards $2k | Huntington Voice $1250 | AmEx Delta $1k | Cap1 QS $300 | Cap1 Secured $500 | J Crew $4.9k | Walmart $2.5k | Kay $1k | Jareds $1k | HomeDepot $1k | FingerHut $900 | Macys $800 | Phillips66 $750 | Buckle $300 | Express $250 In The Garden Since: August 4, 2014. TU FICO: 711 (via Walmart) | EQ FICO: 699 | EX FICO: 677 Goals:700+ on all three.
Message 15 of 29
baller4life
Super Contributor

Re: Barclaycard Rewards Master

Yeah I heard the same which is why I applied. They are all in my sig. But in case you're mobile and cant see them, they are Cap 1 and BofA (secured). Navy Federal, Fingerhut. Walmart, Chevron, Amazon(all 3 GE Capital) and Victoria Secret (Comenity Bank)
Message 16 of 29
tommywerdine
Regular Contributor

Re: Barclaycard Rewards Master

@baller4life hah I am on mobile. I think GE Capital hates me!

My Wallet: NFCU cashRewards $10k | TobyHanna FCU $10k | Black Card $5k | NFCU goRewards $2.5k | Citi Diamond Preferred $2k | DCU Plat Rewards $2k | Huntington Voice $1250 | AmEx Delta $1k | Cap1 QS $300 | Cap1 Secured $500 | J Crew $4.9k | Walmart $2.5k | Kay $1k | Jareds $1k | HomeDepot $1k | FingerHut $900 | Macys $800 | Phillips66 $750 | Buckle $300 | Express $250 In The Garden Since: August 4, 2014. TU FICO: 711 (via Walmart) | EQ FICO: 699 | EX FICO: 677 Goals:700+ on all three.
Message 17 of 29
baller4life
Super Contributor

Re: Barclaycard Rewards Master

Why? How's your Transunion looking?
Message 18 of 29
TiggerDat
Valued Contributor

Re: Barclaycard Rewards Master

I think my score was about 676 when I got mine.

It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.
Message 19 of 29
tommywerdine
Regular Contributor

Re: Barclaycard Rewards Master

620 from trans.

My Wallet: NFCU cashRewards $10k | TobyHanna FCU $10k | Black Card $5k | NFCU goRewards $2.5k | Citi Diamond Preferred $2k | DCU Plat Rewards $2k | Huntington Voice $1250 | AmEx Delta $1k | Cap1 QS $300 | Cap1 Secured $500 | J Crew $4.9k | Walmart $2.5k | Kay $1k | Jareds $1k | HomeDepot $1k | FingerHut $900 | Macys $800 | Phillips66 $750 | Buckle $300 | Express $250 In The Garden Since: August 4, 2014. TU FICO: 711 (via Walmart) | EQ FICO: 699 | EX FICO: 677 Goals:700+ on all three.
Message 20 of 29
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