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Barclaycard Rewards (Utilities)

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Anonymous
Not applicable

Re: Barclaycard Rewards (Utilities)

Ahh yes you are correct it is $4.95. My mistake.

Message 21 of 23
Themanwhocan
Senior Contributor

Re: Barclaycard Rewards (Utilities)


@barthooper wrote:

@Themanwhocan wrote:

If you are in Ohio, Michigan, Pennsylvania, Indiana, West Virginia, or Kentucky:

   Get a Huntington Voice card, for 3% cash back on Utilities.

 

If you are in Hawaii, California, Nevada, Oregon, or Washington state, and have a lot of non-category spend:

   Get a JCB Marukai card, for 3% cash back on everything, with ~ $25 annual fees.

 

If you are in one of the other 39 states:

   Get either a Citi Double Cash Mastercard (1% + 1%), or a NASA FCU Cash Rewards VISA (2% - $17.50/year, plus LARGE credit limits)

 

JCB.png


Something I noticed when I was looking at the terms was that you only get the 2% when you pass $2,000 in purchases for the year. Personally, I wouldn't get too far past the $2,000 threshold, so the NASA wouldn't be too worth it for me, especially since it is only 1.25% to that point, which I can beat with Quicksilver.


Correct, the NASA card is only good if you plan to spend a lot on it, or plan to spend very little on it (and just use it to improve overall utilization). Its basically a 2% card minus $17.50 per year, assuming you spend > $2000 a year.

 

Its also good if you want to have a really large credit limit card...

 

nasa.png





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 22 of 23
hsspres
Contributor

Re: Barclaycard Rewards (Utilities)


@Anonymous wrote:

My question is has anyone tried their home security system monthly bill?  


Yes, I have my home security through ADT and unfortunately no, I only received the 1% reward not the 2% for utilities.

FICOs 6/17 - EQ 751, EX 749, TU 760
Message 23 of 23
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