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Frequent Contributor
Posts: 324
Registered: ‎08-03-2013

Barclaycard Ring - 8% APR

I just came across this offer - If you pay over time, with interest - this must be worth a look? - 8% APR is THE rate, not a special offer Smiley Wink

Amex BCE -Amex ED - Chase Slate - Citi Diamond Preferred - Citi Double Cash - Discover IT - US Bank Platinum - US Bank Select Perks

Target Of 780 Reached + Onward and Upward Smiley Wink

Community Leader
Senior Contributor
Posts: 28,776
Registered: ‎02-07-2013

Re: Barclaycard Ring - 8% APR

chrisw1968uk wrote:

I just came across this offer - If you pay over time, with interest - this must be worth a look? - 8% APR is THE rate, not a special offer Smiley Wink

Yes it a good card if you plan to carry a balance ...standard offer 

This point should be stressed more here an app spree should not be encouraged because its not for every profile
A thick file will support more apps at one time while a thin file may see negative reaction to this process

IMHO 4+ at one time is to many for a new file and it should be kept to 1-3 a year but we get caught up sometimes in seeing the little wheel spin and the words approved
Senior Contributor
Posts: 6,021
Registered: ‎04-30-2013

Re: Barclaycard Ring - 8% APR

Very nice... I think that beats out NFCU's lowest APR card.
NFCU nRewards $25,000 I AMEX SPG $23,000 I Chase Sapphire Preferred $17,500 I Discover IT $12,000 I J.P. Morgan Ritz-Carlton $11,000
New Contributor
Posts: 80
Registered: ‎05-01-2013

Re: Barclaycard Ring - 8% APR

IIRC the lowest I seen from a cc is from SDFCU...@6.99 secured and unsecured. Great for carrying balances.
NFCU Flag Visa Sig $11k *| AMEX BCE $20k*| Discover It $8k*| Citi TY Preferred $5k *| Chase Freedom Visa $2k *|
| Lowe's $10k *| Bank of Hawaii Rewards Platinum Visa $7.8k *| Hawaii USA FCU Platinum Visa 3k *| Firestone 2.2k *|

FICO EQ- 747 (7/07/13) FICO EX -752 (8/07/13) FICO TU -751 (8/07/13)

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