@K-in-Boston wrote:
Just to add to the other side of the discussion, my wife got the Ring about 7 months ago when it was still 8.25%. She has done 2 balance transfers, 2 cash advances, several new account openings (and a number of them by me adding her as an AU on new cards) and about $40k in CLIs on other cards. She has not had a CLD from her original $10k SL. Other than being one of her lowest CLs, no issues at all with the card. I should have cold-apped for it before they changed it up since they are sending me the now standard 13% offers.
+1
I have never had an issue doing BTs with my Ring credit card. I have done 2 regular BTs with them, but it takes too long. Now, I use the checks they send out. I write the check out to myself, deposit it into my account, it clears the next day, and I pay the creditor directly myself. DONE!
