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Barclaycard Ring - :(

Established Contributor

Barclaycard Ring - :(

Apped for the Ring tonight to use as a low interest revolver just in case I ever needed one, since it beats my CU card by about 7% and since that card is also stuck at $500. Receved the "Application Pending" notification, checked status right after and it was declined. I know as of a few days ago my TU was 713. Will be calling tomorrow to recon. I have no doubt though, that inquiries were the main reason since I just finished an app spree. Ugh. Smiley Sad

 

 

 

Logan.

Message 1 of 6
5 REPLIES
Senior Contributor

Re: Barclaycard Ring - :(

Barclay's is very inq and new acct sensitive. If you don't get it on recon, wait 6 mos and try again at the end of the year. IME, Barclay's was very generous around holiday time last year.

 

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 2 of 6
Mega Contributor

Re: Barclaycard Ring - :(


logan_720 wrote:

Apped for the Ring tonight to use as a low interest revolver just in case I ever needed one, since it beats my CU card by about 7% and since that card is also stuck at $500. Receved the "Application Pending" notification, checked status right after and it was declined. I know as of a few days ago my TU was 713. Will be calling tomorrow to recon. I have no doubt though, that inquiries were the main reason since I just finished an app spree. Ugh. Smiley Sad

 

 

 

Logan.


Sorry to hear, good luck with the recon!!!!

 




EQ FICO 548 3/3/16
Message 3 of 6
Established Contributor

Re: Barclaycard Ring - :(

With a 713 i would think you stand a pretty good chance on Recon. But like BICHONMOM said they are very inq sensitive as well with new accounts, id definitely call today and Recon ,BARCLAY'S is great with em


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 4 of 6
Valued Contributor

Re: Barclaycard Ring - :(

Call them.. I think you will get this card on a recon.

 

They are super easy to deal with and just be honest about "why" you want the card.

 

Let us know the end result and good luck!  Smiley Happy

 

Ray

** Every Card has a Job, and Every Card does its Job **
Message 5 of 6
Established Contributor

Re: Barclaycard Ring - :(

Oh and they ABSOLUTELY HATE balances, they grilled me about mine and i only had 2 of them that i had accidentally let report


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 6 of 6