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Regular Contributor
sapingo
Posts: 543
Registered: ‎08-18-2014
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Barclaycard free fico question

might not be in the right section but when the barclaycard arrival plus offers the free fico score each month, what credit bureau does it give the info from ?

Ive heard the Discover it card gives the info from TU 

Thanks

Gardening since 9/14
Super Contributor
mongstradamus
Posts: 6,576
Registered: ‎06-19-2013

Re: Barclaycard free fico question


sapingo wrote:

might not be in the right section but when the barclaycard arrival plus offers the free fico score each month, what credit bureau does it give the info from ?

Ive heard the Discover it card gives the info from TU 

Thanks


barclays, discover, and wally all give tu08 which is the same as from here. 


EX Fico 797(amex fico) 9/25/14 Fako 806 CS/Credit.com 10/22/14
EQ SW 822 quizzle fako 796 7/19/14
TU Fico 815 Fako 785 Creditkarma 10/10/2014
Regular Contributor
sapingo
Posts: 543
Registered: ‎08-18-2014
0

Re: Barclaycard free fico question

Alright! thanks.

Gardening since 9/14
Contributor
Turbobuick
Posts: 138
Registered: ‎06-26-2014
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Re: Barclaycard free fico question

[ Edited ]

My last fico on Barclays site still says "July" without an update and I know it has dipped since then with inquiries. You may or may not see a monthly update. YMMV.

 

cut/paste from website.....

 

"Below is a graph of your FICO® Score over the past 12 months.

Please note:

  • We may not always receive a new score each month, so you may see months with no score.
  • We may receive multiple score updates in a month. In those cases, we will graph the last score we received in those months.

This graph will help you track changes to your FICO® Score over time."

 
 
Valued Member
zarteycranford
Posts: 33
Registered: ‎08-13-2013
0

Re: Barclaycard free fico question

Tu definetly always cap1 disc wal mart barclays

 

Regular Contributor
alinoapa
Posts: 200
Registered: ‎04-02-2014
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Re: Barclaycard free fico question

for me its TU

Super Contributor
mongstradamus
Posts: 6,576
Registered: ‎06-19-2013
0

Re: Barclaycard free fico question


zarteycranford wrote:

Tu definetly always cap1 disc wal mart barclays

 


cap1 isn't an fico , its an fako thats exactly same as ck 


EX Fico 797(amex fico) 9/25/14 Fako 806 CS/Credit.com 10/22/14
EQ SW 822 quizzle fako 796 7/19/14
TU Fico 815 Fako 785 Creditkarma 10/10/2014
Regular Contributor
FlawlessShineAutoSpa
Posts: 201
Registered: ‎06-13-2014
0

Re: Barclaycard free fico question

For myself the Barclaycard Rewards Masterscard pulls from TU

Cap 1 Quicksilver Visa $2000
Cap 1 Platinum MasterCard $2000
Barclaycard Rewards MasterCard $500
GE Capital/Synchrony $1500
Credit One Visa $500

Valued Contributor
Gunnar419
Posts: 1,158
Registered: ‎01-23-2013
0

Re: Barclaycard free fico question

Yes, Barclays is always TU (FICO 8 as others have said), but it's not a monthly update like the others.

 

Barclay updates our scores either every 10 weeks or when a significant event occurs. Significant is defined as things THEY think are significant, like new inquiries and new accounts. It doesn't mean things you might think are significant like balance decreases.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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