11-21-2013 05:10 PM
I recently went on my first credit card churn ever. On 10/11 I applied for multiple cards with almost all of them being approved except for Citicard HHonors card which eventually got approved. Some of the cards I applied for were Barclay Arrival and Ring which I got instant approval. About 1 week after the approval I got a letter from Barclay card saying they need to speak with me and to call in. I called them and they told me that they need me to verify my SSN because someone else in there system is using my social and has multiple cards. I was confused since I recently just went through a mortgage and nothing showed up my reports when they pulled them and I check my credit report and score every month. I was told to mail in my SSN card, drivers license, passport, and recent bank statement. I mailed all these things to them and it has now been over 1 month they still haven't corrected the issue or sent my approved cards. Has anyone gone through anything like this? I've searched for EO of barclays but haven't been able to find anything. Any assistance would be appreciated.
11-21-2013 05:54 PM
it looks like the typical verification process...but seeing how it's been over a month since you mailed all the required documents, all of this should've been resolved...i would just keep at it with them until you reach someone who has the knowledge resolve your issue.
11-21-2013 05:55 PM
Both cards have been approved but were never mailed out. Is it even possible for someone to have credit cards under my SSN and not show up on my credit reports?
i think it would still show up on your report if the same ssn number was used
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.