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@Imperfectfuture wrote:
@Anonymous wrote:I just think given the substantial number of people who have had problems with Barclay's after doing a balance transfer that is is best and wisest not to poke the bear.
They did balance transfers greater than 60% of limit. . Might be a computer algorithm that doesn't understand the balance reporting on another card has already been transferred. However, I do not have problems with Discover, nor Chase. My time may come, but it is not yet.
That's not the case in my situation. I did a balance transfer of almost 6k when my limit was 15k. That was about 4 months ago and the BT was down to $3200 at time of CLD.
@12njoy wrote:
@Imperfectfuture wrote:
@Anonymous wrote:I just think given the substantial number of people who have had problems with Barclay's after doing a balance transfer that is is best and wisest not to poke the bear.
They did balance transfers greater than 60% of limit. . Might be a computer algorithm that doesn't understand the balance reporting on another card has already been transferred. However, I do not have problems with Discover, nor Chase. My time may come, but it is not yet.
That's not the case in my situation. I did a balance transfer of almost 6k when my limit was 15k. That was about 4 months ago and the BT was down to $3200 at time of CLD.
Well, that sucked. Guess they don't like 40%. I believe they don't like large total exposure, baller did do a large transfer, and had high limits. Who knows, I could be next. Profile? Maybe when you talk today, get an answer.
@Imperfectfuture wrote:
@12njoy wrote:
@Imperfectfuture wrote:
@Anonymous wrote:I just think given the substantial number of people who have had problems with Barclay's after doing a balance transfer that is is best and wisest not to poke the bear.
They did balance transfers greater than 60% of limit. . Might be a computer algorithm that doesn't understand the balance reporting on another card has already been transferred. However, I do not have problems with Discover, nor Chase. My time may come, but it is not yet.
That's not the case in my situation. I did a balance transfer of almost 6k when my limit was 15k. That was about 4 months ago and the BT was down to $3200 at time of CLD.
Well, that sucked. Guess they don't like 40%. I believe they don't like large total exposure, baller did do a large transfer, and had high limits. Who knows, I could be next. Profile? Maybe when you talk today, get an answer.
One will probably really never know with Barclays. I have no idea what there is to discuss other than giving me my nearly $700 credit back. I had payments already scheduled when I paid the balances off and didn't realize it so that's how I got credits.
It's official. We're divorced. I called to make sure my $700 was forthcoming and they said it was requested yesterday and would take 7-10 days. I didn't ask them to reconsider closing/slashing my limits as it was obvious why they did it. Whether I agree or not, what's done is done. This chapter is closed.
@12njoy wrote:It's official. We're divorced. I called to make sure my $700 was forthcoming and they said it was requested yesterday and would take 7-10 days. I didn't ask them to reconsider closing/slashing my limits as it was obvious why they did it. Whether I agree or not, what's done is done. This chapter is closed.
Good for you 12! Sometimes we just have to throw up deuces!✌Peace out Sir Barclays!
@baller4life wrote:
@12njoy wrote:It's official. We're divorced. I called to make sure my $700 was forthcoming and they said it was requested yesterday and would take 7-10 days. I didn't ask them to reconsider closing/slashing my limits as it was obvious why they did it. Whether I agree or not, what's done is done. This chapter is closed.
Good for you 12! Sometimes we just have to throw up deuces!✌Peace out Sir Barclays!
Fa sho! There were there when I most needed them (in the beginning). Now not so much, but then again I don't really need them now.
Got my letter from Barclays today. Basically too many open revolving accounts and inquiries.
@12njoy wrote:Got my letter from Barclays today. Basically too many open revolving accounts and inquiries.
The good thing out of all this. for me is. You can have a zillion and not worry until you have a zillion plus 1. I just don't use em much. So i don't fear them. Im too chickened to even ask for cli from them as they always want hp. forget it. Barclays can take a long walk as far as im concerned. Did you close it? or did they close it? or just accepted the cld and moved on?
@taxi818 wrote:
@12njoy wrote:Got my letter from Barclays today. Basically too many open revolving accounts and inquiries.
The good thing out of all this. for me is. You can have a zillion and not worry until you have a zillion plus 1. I just don't use em much. So i don't fear them. Im too chickened to even ask for cli from them as they always want hp. forget it. Barclays can take a long walk as far as im concerned. Did you close it? or did they close it? or just accepted the cld and moved on?
I closed all 3 accounts. Checks in the mail for credit balances. That's all folks. They have fulfilled their purpose.