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Barclays AUTO CLI after six months a sure thing?

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tonyjones
Valued Contributor

Barclays AUTO CLI after six months a sure thing?

So my 6th statement is about to cut, will I get an automatic credit limit increase? My utilization on the card is about 55%. 

 

I've seen numerous posts about it being a sure thing, but just curious...

Current Fico Scores: (December 2023)
Message 1 of 19
18 REPLIES 18
gdale6
Moderator Emeritus

Re: Barclays AUTO CLI after six months a sure thing?


@tonyjones wrote:

So my 6th statement is about to cut, will I get an automatic credit limit increase? My utilization on the card is about 55%. 

 

I've seen numerous posts about it being a sure thing, but just curious...


No, nothing in the world of credit is a sure thing Smiley Happy

Message 2 of 19
mongstradamus
Super Contributor

Re: Barclays AUTO CLI after six months a sure thing?


@tonyjones wrote:

So my 6th statement is about to cut, will I get an automatic credit limit increase? My utilization on the card is about 55%. 

 

I've seen numerous posts about it being a sure thing, but just curious...


I don't think anything with CCC is an sure thing. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 3 of 19
lajntx
Frequent Contributor

Re: Barclays AUTO CLI after six months a sure thing?

I dont know about it being automatic. I got mine in Sep `13 with a $500 limit...... As of right now. The limit is still $500. Ive asked several times and been denied each and every time. Your mileage may vary, but Ive done everything with that card from using it so much it melted to sock drawering it and it STILL refuses to grow. Only negative left on my reports is a medical collection from 2010. Was having a similar problem  with Capital One --even after recieving a large legal settlement that was deposited in my account in their bank. They still wouldnt budge, and I opted for the nuclear option with them. Maybe all the "problem" accounts I cancelled and new ones I opened in short order has them scared. Oh well, their loss on the fees they arent collecting because I`m not using the card.

EQ- 647, EX- 641, TU- 644
Sept `13 - ZERO Debt, 100% Liquid, AND a climbing credit score. Eat your heart out Dave Ramsey!
Message 4 of 19
thelethargicage
Valued Contributor

Re: Barclays AUTO CLI after six months a sure thing?

I didn't get it, so definitely not a sure thing.


Message 5 of 19
TRC_WA
Senior Contributor

Re: Barclays AUTO CLI after six months a sure thing?

I opened a Barclays Apple in September 2013... $1200.  I got a $1000 auto increase at 6 months.  I had financed an iPhone and made payments... I paid it off around month 8 and didn't use the card but for maybe $50 a month after that...  till December 2014 when I applied for Sallie Mae.  I got approved for $4500.

 

Then I moved the $2200 Apple limit to the Sallie Mae for $6700 and closed the Apple.

 

So either way... if you get a CLI or you don't, building history with Barclays can pay off in the end.

FICO8 current as of : 4-17-24 EQ: 724 TU: 707 EX: 706
Hard INQs last 12 months: EQ: 5 | TU: 8 | EX: 9
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24
Message 6 of 19
hsspres
Contributor

Re: Barclays AUTO CLI after six months a sure thing?


@tonyjones wrote:

So my 6th statement is about to cut, will I get an automatic credit limit increase? My utilization on the card is about 55%. 

 

I've seen numerous posts about it being a sure thing, but just curious...


Received mine last month after the 6th statement.  Heavy usage and PIF'd every month, $900 CLI on 1K initial limit.

FICOs 6/17 - EQ 751, EX 749, TU 760
Message 7 of 19
IaBoy62
Established Contributor

Re: Barclays AUTO CLI after six months a sure thing?

Took me 9 statement of very heavy use to go from $500 to $1000.

Took a HP to get CLI from $1000 to $1450 after 13 statements.

 

I burned them in BK in 2009 so I was glad to get back in!

Message 8 of 19
takeshi74
Senior Contributor

Re: Barclays AUTO CLI after six months a sure thing?


@tonyjones wrote:

Barclays AUTO CLI after six months a sure thing?


With any creditor CLI's are based on credit and income.  They are never a sure thing.  CLI's are not simply given in exchange for time.

Message 9 of 19
1GaDawg85
Valued Contributor

Re: Barclays AUTO CLI after six months a sure thing?

I'm waiting for my auto CLI but I took a HP to get it raised manually


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 10 of 19
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