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Quick question...If Barclay's pulled TU to approve me in October? Why are they softing my EXP report for an account review?
Routine, everyone does it.
For the first 6 months, Amex will soft review new cardmembers every other week.
Barclays is softing me several times a week, and I don't even have a card with them. Applied/denied for something about 3 months ago.
AMEX & Barclays must be ok with me. I saw A/R inquiries for the first time in January.
I'm status quo, I guess.
Thanks you guys!
Ive noticed these sp on my parents credit report. Why do they do that?? For example if my parents went BK and our current credit card banks saw that, what would happen? ?
@BearsAndTurtlesRtheBest wrote:Ive noticed these sp on my parents credit report. Why do they do that?? For example if my parents went BK and our current credit card banks saw that, what would happen? ?
They would more than likely get adverse action from most if not all their creditors in that case.