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Frequent Contributor
sassymomof2
Posts: 280
Registered: ‎04-16-2011
0

Barclays Account Review

Quick question...If Barclay's pulled TU to approve me in October?  Why are they softing my EXP report for an account review? 


Starting Fico Feb 2011 EQ 570 TU 580 EX ?
May 2014 EQ 709 EX 684 TU discover 665

Closed on first home April 26, 2012!
Last app August 2, 2014. Gardening indefinitely!!!
Senior Contributor
Open123
Posts: 4,155
Registered: ‎02-23-2011
0

Re: Barclays Account Review

Routine, everyone does it.

 

For the first 6 months, Amex will soft review new cardmembers every other week.

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Barclays Account Review

Im kinda scared my 6 month review is coming with my rewards MC....really hope no AA happens!



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
Countingpennies
Posts: 465
Registered: ‎02-14-2013
0

Re: Barclays Account Review

Barclays is softing me several times a week, and I don't even have a card with them. Applied/denied for something about 3 months ago.

Frequent Contributor
sassymomof2
Posts: 280
Registered: ‎04-16-2011
0

Re: Barclays Account Review

AMEX & Barclays must be ok with me.  I saw A/R inquiries for the first time in January. 

 

I'm status quo, I guess. 

 

Thanks you guys!


Starting Fico Feb 2011 EQ 570 TU 580 EX ?
May 2014 EQ 709 EX 684 TU discover 665

Closed on first home April 26, 2012!
Last app August 2, 2014. Gardening indefinitely!!!
Senior Contributor
BearsAndTurtlesRtheBest
Posts: 3,580
Registered: ‎10-02-2012
0

Re: Barclays Account Review

Ive noticed these sp on my parents credit report. Why do they do that?? For example if my parents went BK and our current credit card banks saw that, what would happen? ?

$1,000$600 "Two credit cards is all I need"
EX FICO 627, EQ FICO 622, TU FICO 629, No Delinquencies of any Sort, Gardening Since 10-14-14
Established Member
NewYorkGuy
Posts: 111
Registered: ‎04-07-2011
0

Re: Barclays Account Review


BearsAndTurtlesRtheBest wrote:

Ive noticed these sp on my parents credit report. Why do they do that?? For example if my parents went BK and our current credit card banks saw that, what would happen? ?


They would more than likely get adverse action from most if not all their creditors in that case.


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