afbar1114 wrote:is this easy to get.. are the inq senstive?
Its not easy persay but if your TU is above 640, you ahve a good chance. They are inq sensitive. Thats why you will see a lot of posts stating not to app for anything after you get the card ;at least app free for 6 months.
YOu might get a low CL but they are good with recon .
On the plus side if you do get declined they have a awesome recon department.
Starting Score: 475 09/2008
afbar1114 wrote:i think i might give it a try online then do a recon if i get a low limit then not app for anything for a long time. i need new computer now my current one isnt working anymore as it should
When you recon tell them what you intend to buy. Depending on your income and with your score ythey might start you wth $1000 but try recon.
ashkev89 wrote:
It is fairly easy to get. They don't like a bunch of inquiries within 6 months of applying for their card. So yes they are inquiry sensitive. I have read reports of people getting approved with a 620 credit score. They also like for you to have history with two credit card accounts. If you have no revolving history that's like a automatic denial.
On the plus side if you do get declined they have a awesome recon department.
Very true Ashwin
afbar1114 wrote:
The app is on the apple site?
If you're interested, here is the link
http://store.apple.com/us/instant_credit
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